On this page:
Verify your ID and address in branch
Verifying your identity
You can bring either:
- your passport, or
- your New Zealand driver licence and a credit or ATM/EFTPOS card from another bank, with your name and signature on it.
Don’t have these? Find out what else you can bring Kiwibank's Identify and Verify (PDF 92.5 KB).
Verifying your address
You’ll also need to bring in a document printed with your name and address that’s dated in the last six months. This can either be a:
- power, phone (fixed line, not mobile) or other utility bill
- bank statement or letter issued from another registered New Zealand bank in the last six months
- letter from central government or local council
- store account statement
- letter from a GP or hospital
- letter from a school or tertiary institute
- tenancy agreement
- employment agreement
- letter from another financial institution
- letter from electoral office
Verifying your identity and address online using RealMe
If you have a RealMe verified identity and address, you can share them with us online and save a trip to a branch.
To have a RealMe verified identity and address you'll have:
Applied for a verified identity via RealMe and had your photo taken at a PostShop, or you selected the verified identity option when renewing your New Zealand passport
Received and used a unique code sent by New Zealand Post to prove your address
Find out more about RealMe.govt.nz
Overseas tax information
Before setting up a new account you will also be required to provide information on your overseas tax residency status including your tax identification number if applicable. **
Business or Trust customers
If your account is for a business, we’ll need ID and proof of address for all directors, plus your certificate of incorporation.
If your account is for a trust, we’ll need to see ID and proof of address from all trustees plus the trust deed.
Depending on the complexity of your business or trust, we may need to follow up with you.
If you’re under 18 and you only have a New Zealand birth certificate, we can accept that along with a proof of address.
If you don’t have a proof of address in your own name, we’ll also accept proof of address from your parent or guardian.
In addition to the requirements for verifying your identification, if you’re under 16 your overseas tax details will need to be provided by your parent/guardian. We’ll also need to sight proof of the relationship between yourself and your parent/guardian (i.e. a birth certificate or other document that proves the relationship).
**This requirement was brought into New Zealand legislation as part of the Tax Administration Act 1994 (effective from 1 July 2017). New Zealand financial institutions must identify accounts held by customers who are foreign tax residents or entities connected to foreign tax residents, and must report prescribed identity and financial information about these accounts to Inland Revenue.