Phone and text banking

Find out basic account information quickly without having to login to internet banking, or set up alerts when key things happen on your accounts.

Phone banking

With phone banking, you can check basic account information and make some transactions yourself including:

  • Check balances and/or recent transactions
  • Find out what your credit card minimum payment is and the due date
  • Skip or change an automatic payment (fee may apply)
  • Transfer money between your accounts
  • Make bill payments to an existing biller
  • Order a statement.

To set it up, call 0800 113 355 or from overseas +64 4 473 1133. Once you're set up, the first five calls are free after this fees may apply.

Text banking

Text banking is a quick way to find out your balance from the palm of your hand. You can:

  • Get balances for as many accounts as you like – except for credit cards, KiwiSaver and personal loan accounts.
  • Ask for the last five transactions you made on one of your accounts.

To set it up, login to internet banking and go to ‘Settings’ and pick which accounts you’d like to get a text balance from. Once you’re set up, just text BAL to 5494 anytime and we’ll text you straight back for free. Your mobile provider may charge you for the text.

Alerts

You can choose to have us alert you by text or email (or both) when:

  • your account balance falls under a set limit
  • you receive deposits over a certain amount
  • a regular automatic payment can’t be paid – usually because there isn’t enough money in your account. This alert provides an opportunity to transfer some money before we try the payment again. You’ll also get this alert if a scheduled one-off payment fails.
  • a regular automatic payment or a scheduled one-off payment dishonours.
  • a direct debit fails because there isn’t enough money in your account.

Alerts are sent around 9am the day after the alert is triggered.

You can set it up under ‘Settings’ in internet banking. You can set up as many alerts on as many accounts as you like – they’re available on all accounts except credit cards, KiwiSaver and personal loans.