Online Call

With a Kiwibank Online Call account you get a high interest rate and you can access your money any time.

You need to link your Online Call account with an existing bank account — which can be with Kiwibank or any other New Zealand registered bank.

Online Call is perfect if you prefer online banking, and it lets you earn more interest at the same time!

Features:

  • Kiwibank has a guarantee under the New Zealand deposit guarantee scheme. Further information about the deposit guarantee scheme is available from the Treasury website
  • Competitive interest that's calculated daily and paid monthly
  • Includes bonus interest if you don't make any withdrawals within the calendar month
  • Access any time through phone or internet banking
  • Deposit funds with internet or phone banking from any New Zealand bank account
  • No monthly account, transaction or set up fees (other fees may apply).
  • Find out more about the Online Call account's rates and fees.
  • Join online
  • Join on the phone
  • Join at a local Kiwibank

Paying 33% or 38% tax on deposits?

Check out our PIE Online Call Fund to see if you can reduce your tax bill and increase the return on your savings.

Eligibility

For an Online Call account you need a minimum deposit of $2,000.

If you're a business and want to open an Online Call account, get full details in our Business section.

If you're a family trust, you can set up an Online Call account at your local Kiwibank.

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Conditions

Minimum balance for Kiwibank PIE Online Call Fund is $2,000. Units in the Kiwibank PIE Online Call Fund are distributed by Kiwibank and are issued by Kiwibank Investment Management Limited. Download the Investment Statement for the Kiwibank PIE Online Call Fund and the Kiwibank PIE Term Deposit Fund, or pick up a copy from your local Kiwibank.