Life insurance

With Kiwibank Life Insurance you can relax knowing your family will be financially secure if the unexpected happens.

No one likes to think about dying prematurely or suffering a major illness or accident. Taking out Life insurance helps protect your loved ones from financial pressures if you're not able to.

Choose from two types of cover:

  • Life cover — Life insurance that provides a lump sum payment in the event of death
  • Life and Trauma cover - in addition to the Life cover, up to 50% will be paid of the life sum insured for a range of illnesses with Trauma cover, including cancer, heart attack and stroke, even if you make a complete recovery.
  • Join on the phone
  • Join at a local Kiwibank
  • Register your interest

How much will it cost?

There's a 30 day 'free look period' when the policy is issued. This means that if the policy doesn't meet your needs, you can cancel it and get a full refund of any premiums you've paid.

Benefits

The right life insurance cover can help your family by:

For full details, read the Kiwibank Life Insurance policy.

Eligibility

To be eligible for Life cover, you need to be aged between 16 and 70. For the Life and Trauma cover, you need to be aged between 16 and 60.

Apply now

Call us on 0800 222 491 between 8am and 8pm, Monday to Friday or email us and let us know when you’d like us to call you.

Otherwise, download and complete a Kiwibank Life Insurance application (PDF 132 KB) and send it to us at: Kiwibank – Kiwi Insurance Limited, Freepost 118003, PO Box 92, Wellington 6140.

Make a claim

To make a claim, call us on 0800 222 491 between 8am and 6pm, Monday to Friday.

Conditions

Important terms, conditions and exclusions are set out in the policy wording. Kiwibank Life Insurance is arranged by Kiwibank and is issued by Kiwi Insurance Limited. Kiwi Insurance Limited's latest financial statements are available from Level 6, 155 The Terrace, Wellington. Kiwi Insurance Limited has elected not to have a current rating under the Insurance Companies (Ratings and Inspections) Act 1994.