Kiwibank.
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Home loans
Ready to get mortgage free quicker? We’ll help you choose the right home loan and repayment plan to suit your needs, and it’s free* to switch to us.
If you’re looking to buy your first home, check out our first home buyers guide.
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Why Kiwibank?
With Kiwibank you'll get mortgage free quicker.
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First home buyers
Tips and tools to help you on the road to your first home.
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Already with us
Need to make a change to your Kiwibank Home Loan?
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Switch to us
Feeling trapped by your home loan? Escape to us.
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Home loan options
Get the home loan that's right for you.
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Rates
Our market leading mortgage rates can save you money.
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Manage your finances
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Borrowing money - your options
See which type of lending is right for your needs.
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Conditions
Home loan guarantee terms and conditions.
*The refinancing package is free if your loan is over $50,000, less than 80% of the market value of the residential properties provided as security, transferred to Kiwibank without changing who owns the properties and secured by no more than two securities, if the refinancing documentation is not signed under a power of attorney and if the refinancing does not form part of a series of same day transactions. If you are using an apartment, townhouse or leasehold property as your security, you will need to obtain (and pay for) a registered valuation. The refinancing package is not available for business banking purposes.