Ready to get mortgage free quicker? We’ll help you choose the right home loan and repayment plan to suit your needs, and it’s free* to switch to us.
With Kiwibank you'll get mortgage free quicker.
Get the home loan that's right for you.
Got a home loan and want to move it to us?
First home, new home, investment — we can help.
Need to make a change to your Kiwibank Home Loan?
Our market leading rates can save you money.
*Kiwibank Home Loans are guaranteed to save you money on the overall cost of your home loan over the first six years compared with any equivalent home loan from any other bank with branches nationwide. Or we'll beat the difference. The guarantee does not apply to Adaptor – low documentation home loans.
**The refinancing package is free if your loan is over $50,000, less than 80% of the market value of the residential properties provided as security, transferred to Kiwibank without changing who owns the properties and secured by no more than two securities, if the refinancing documentation is not signed under a power of attorney and if the refinancing does not form part of a series of same day transactions. If you are using an apartment, townhouse or leasehold property as your security, you will need to obtain (and pay for) a registered valuation. The refinancing package is not available for business banking purposes.