Kiwibank - Banking New Zealand

New ’round here?

Our name says it all. We're a bank made for New Zealanders, by New Zealanders. Helping Kiwis achieve financial independence is what we do.

Term deposit

3.90%p.a.

for 100 days. Interest at maturity. Minimum investment $10,000.
Hot home loan rate

4.99%p.a.

fixed for 2 years. Minimum 20% equity
Credit card

1.99%p.a.

on the transferred balance for the first 6 months.
Notice Saver

4.00%p.a.

90 days' notice.
Minimum balance $2,000.

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What people are saying about us

@KiwibankNZ great customer service from Natalie! Love #kiwibank #mybank#makemylife #easy #thankyou

Ms Boxall T @CRB_Stowers

@KiwibankNZ I love your iPhone app. It is pretty much the best app of all time, aside from ones that let you add cats to photos.

Laurasaurus Rex @mcquillanatorz

@KiwibankNZ Thanks! That aside, as a new customer I'm very impressed with the high degree of polish on your products and services.

Luke Tarver @LukeTarver

@KiwibankNZ Nice. A business banking website you don't need a pilot to navigate.

traversedigital @traversedigital

Kiwibank Is my bank of choice they have been exceptionally helpful if you are thinking of switching go Kiwi

Boris S @BorisNewZealand

Love the @KiwibankNZ iPhone app. Just sorted out my finances for the month and paid some bills on my walk home. :)

Charli P @charliprangley

@KiwibankNZ awesome job on the iOS app and cutting rates u guys are boss!

Zann Newbury @zb3rry

I like how online banking with @KiwibankNZis really really simple and you can use secure email to sort things out from your desk! :-D

Kunz @NL2NZ

@KiwibankNZ We love kiwi bank.. not only for its excellent service but becoz its simply 'kiwi'

Sreenivas ST @Seenunz

I joked to my wife that she'd got a letter from @KiwibankNZ saying she was awesome. Turns out that's what it was. http://pic.twitter.com/3vd7HXnV

Stuart @theraromachine

@KiwibankNZ It took 19 min 6 secs (including hold time) to open a bank account for my business. All over the phone + email. Amazing!

Will P @rombulow

Friday morning meeting with @KiwibankNZbusiness Mgr. It's good when they make the effort to get to know the business.

HairplusAKL @HairplusAKL

Oi the @KiwibankNZ iPhone app is honestly life-changing

Jess E @JessEtheridge

Thank god for @KiwibankNZ. They’ve really come through for me today. #cryptictweets#aboutmyfavouritebank

Jetheridge @Jess E

im with kiwibank theyre the only bank i trust

Jac @harrystings

Thanks @KiwibankNZ for the brilliant customer support! Applied and approved for my first credit card over the phone. :)

Charli P @charliprangley

I've been with @KiwibankNZ since 2004 and wouldn't change banks for anything!

Chris Straits @MitchellKTaylor

Must say @KiwibankNZ home hunter app makes planning the open home schedule much easier, buyers get an idea of approx prices at a glance.

Hometopian @Hometopian

Thanks @KiwibankNZ for being incredibly fast with your secure mail and organising my stuff! :-)

NL2NZ @NL2NZ

@KiwibankNZ loving the app! Very easy to use and everything with just one push. Absolutely brilliant and easy to use. Great work :)

JTT @tonksdotcom

@KiwibankNZ. Android banking app = win. EPIC win. #loveit

Scotty Lane @scottylanenz

I believe there is simply no better iOS banking app than@KiwibankNZ's. It makes even negative balances look happy. :D

Rafael @rafaelmagu

@KiwibankNZ I salute you. You made switching my Kiwisaver so easy. One very happy customer.

Jen M @jenmartinnz

@humphreybc kiwibank have been really good for us with our mortgage. Recommended.

Steve Gallagher. @stevegallagher

I love logging in and seeing cute wee messages from @KiwibankNZ - you guys rock! Best bank ever

Aimee J @AimeeCJ

Online Customer Service @KiwibankNZ is excellent. Thanks to Becks and the team.

Stephen Gibson @stickontwit

I am in love with this website! Awesome art direction and responsive all the way.kiwibank.co.nz cc @freirefernan @gcollazo

Jorge S @prodigioso

Love, love, love @KiwiBankNZ for sending me a new debit card in one day + being able to set a PIN online. ...can one marry their bank?

Joshua Walker @joshuawalkernz

Thanks for the great service @KiwibankNZ. If you guys were a rock, you would be the party rock that rocked the party.

Anthony @antsgardiner

Thanks @KiwibankNZ for making it so easy to order a new debit card online. #easyonline#internetbanking

Nathaniel H @natheslop

iv been with @KiwibankNZ for 6 years now :) great people! thanks for everything :)

Dylan JB @thedylan027

Overseas using my @KiwibankNZ Cirrus EFTPOS card, Debit plus card, iPhone App to transfer funds, and website to manage my account. Cheeeers!

Jason W @jasonwz

Awesome service from @KiwibankNZ - Tina is a gem for helping me sort a fraudulent credit card charge. Best bank!

Laura M @mcquillanatorz

@KiwiBankNZ THANK YOU for letting me paste a bank account number into the first text field and have it populate the others! That is love! <3

Bob Brown @gurubobnz

I do so love @KiwibankNZ 's secure mail.... makes asking questions sorting stuff so much easier! Awesome banking guys.....

Donna ODonoghue @AltImageStudios

@KiwibankNZ yip, have to agree, you guys are doing great things in terms of raising the bar on customer service.

Tracey Mikaera @traceymikaera

Always a pleasure dealing with the @KiwibankNZ folks on the phone :) Always get things sorted.

Alex S @alex__smith

@KiwibankNZ you guise have A+++ customer service representatives so thank you.

Soo @kyungpresoo

#KiwiBank, or how to open and ready a new account in one minute, online, and without having to talk to anyone. Love it!

Eric G. Burgueño @egbur

Hey @KiwibankNZ , thanks again for being so awesome and helping us get our new car!! #happycustomer

Kerie H @LilKerie

Just got @kiwibanknz "thank you" card - wow, I've been with them 10yrs and the recognised it ... not like my previous bank, 30 years and ZIP

Graeme Russell @AdageBusiness

I really need to mention that @KiwibankNZ's secure mail feature is fantastic! Really helps me out.

JM. @shakakans

I do love banking in NZ. Made a transfer fm @ASB to @KiwibankNZ this morning at 9am and its already available to use. #nomoreovernightwait

New Zealand/Barnaby @newzealand

@KiwibankNZ Love the fresh design. But the real beauty is the css - clean and well structured. And its responsive. An awesome job well done!

Paul Brittain-Morby @pbmNZ

@KiwibankNZ your customer service team are so so good! Just had a great call with them.

Bee M @beemabey

Love Sweep from @KiwibankNZ make my life easier :) http://www.kiwibank.co.nz/personal-banking/manage-accounts/sweep.asp

klimandreev @KlimAndreev

@KiwibankNZ the app is so awesome! It even has a picture of the picture on my card! #clever

Linsey Hamilton @LinseyHamilton

Omg @KiwibankNZ are the best bank ever.

Reuben @saperky

Download the relevant Investment Statement and Disclosure Statement (PDF 270 KB) or pick up a copy from your local Kiwibank.

Invest in your Independence.

It’s the biggest thing we can help you achieve.

Bank on your smarty-pants smartphone

New ’round here?

Term deposit

3.90%p.a.

Hot home loan rate

4.99%p.a.

Credit card

1.99%p.a.

Notice Saver

4.00%p.a.

What people are saying about us

Invest in your Independence.

It’s the biggest thing we can help you achieve.

Bank on your smarty-pants smartphone

New ’round here?

Trying to survive student life?

Nominations are now open

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Major Bank of the Year 2014