Smart, Smarter, Smartest

Arrange House insurance by 26 Feb 2017 and you’ll get a $50 Prezzy® card. Plus, if you arrange Contents or Vehicle at the same time you’ll get another $50 Prezzy® card. Smartest of all, when you arrange two or more policies you’ll get a package discount. Ts&Cs apply.

Find out more

Important notice for those affected by the recent earthquakes

Visit the Tower Insurance website for the latest information update available or call us on 0800 222 491.

Have a family?

Life & Living Insurance combines flexible life insurance and income protection – so your family is taken care of.

Learn about Life & Living Insurance

Got a home loan with us?

Make sure your repayments are taken care of if you’re injured, get sick or die. Your premiums adjust with your home loan balance – so you’re only ever paying for what you need.

Learn about home loan insurance

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Terms and conditions for the General Insurance Prezzy® card promotion

  • To be eligible for this promotion you must

    • Arrange your House insurance through Kiwibank
    • Take out at least one House insurance policy provided by Tower Insurance Limited, between 16 January 2017 and 26 February 2017
    • Pay all premiums due and make your first premium payment
    • Comply with Tower policy terms, conditions and normal underwriting criteria
  • If you are eligible and take out a House Insurance policy provided by Tower you will receive a $50 gift card. In addition, if you take out another Tower policy (House, Contents or Vehicle), you will receive an additional $50 gift card.  The maximum value of gift cards that will be awarded to a customer is $100, regardless of whether a policy is taken out singly or jointly or the number of polices taken out.
  • The gift card is a Prezzy® card. If Prezzy® cards are unavailable for any reason Tower reserves the right to use another voucher of equivalent value
  • Terms and Conditions apply to the use of Prezzy® cards and can be found at
  • Tower reserves the right to change applicable terms and conditions for a competition or promotion at any time provided that no participant is prejudiced by the change
  • Employees of Kiwibank and Tower are not eligible for this offer.
  • Gift cards will be delivered to customers via post between 01 March 2017 and 30 April 2017
  • In addition to these terms and conditions, standard Tower general terms and conditions apply, see and  

Important conditions and exclusions are set out in the policy wording.

Who provides the insurance

These insurances are provided by either Kiwi Insurance Limited or Tower Insurance Limited. Kiwi Insurance Limited or Tower Insurance Limited are solely responsible for any claims under the policies they provide. New Zealand Post or Kiwibank Limited do not guarantee the obligations of, or any products provided by, Kiwi Insurance Limited or Tower Insurance Limited (or its related companies). Kiwibank Limited may receive a commission on any policy it arranges.