Have a family?

Life & Living Insurance combines flexible life insurance and income protection – so your family is taken care of.

Learn about Life & Living Insurance


Got a home loan with us?

Make sure your repayments are taken care of if you’re injured, get sick or die. Your premiums adjust with your home loan balance – so you’re only ever paying for what you need.

Learn about home loan insurance


Tools and calculators

Important conditions and exclusions are set out in the policy wording.

Who provides the insurance

These insurances are provided by either Kiwi Insurance Limited or TOWER Insurance Limited. Kiwi Insurance Limited or TOWER Insurance Limited are solely responsible for any claims under the policies they provide. New Zealand Post or Kiwibank Limited do not guarantee the obligations of, or any products provided by, Kiwi Insurance Limited or TOWER Insurance Limited (or its related companies). Kiwibank Limited may receive a commission on any policy it arranges.