Credit cards

We’ve got a great range of credit cards, including Air New Zealand reward cards to get you off the ground quicker, and low interest cards to help you minimise your costs.

Credit Card

Manage your finances

Life events

Conditions

* Airpoints Dollars are not available on balance transfers, credit card repayment insurance or cash advances.

Interest free period applies provided that you pay off your entire balance each month by the due date. Interest free period does not apply to cash advances or balance transfers. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Air New Zealand Airpoints

Air New Zealand’s Airpoints programme terms and conditions apply, visit airnewzealand.co.nz/airpoints for details. Airpoints Dollars is Air New Zealand’s registered trademark and is Air New Zealand’s Airpoints programme currency.

Balance transfers

Payments you make to your credit card will go firstly to paying off your balance transfer and cash advances. Once this amount is paid in full, payments will cover any new purchases. Our standard interest rates will apply to any new purchases or cash advances. The special balance transfer rate applies to the balance transferred from another credit or store card and is available for new and existing Kiwibank customers. Where you've made more than one balance transfer, payments applied to balance transfers will be applied to the balance transfer with the lowest interest rate first. After six months our standard purchases interest rates will apply to any unpaid balances transferred. This offer is not available on existing Kiwibank credit card balances. Transfers are subject to your Kiwibank approved credit limit. Interest will be charged on the amount you transfer from the date the transfer is processed. If the amount requested to be transferred exceeds your credit limit, Kiwibank may process a lesser amount up to your credit limit. This offer is available for a limited time only.