Tools and calculators

Use our handy online tools and calculators to help figure out what’s best for you.

Everyday accounts

  • Account selector

    Answer a few quick questions to help decide which Kiwibank everyday account is best for you.

  • Compare our fees

    See how the average family of four will save money with Kiwibank compared to the other major banks.

Foreign exchange rates

Investments

  • Investment selector

    Figure out which type of investment will best meet your needs.

  • PIE calculator

    Use our simple investment return calculator to see what could be in it for you.

Credit cards

  • Credit card selector

    Let the credit card selector help you figure out which card is right for you.

Home loans

  • How much could I borrow?

    Enter your household, income, expenses and any other borrowings to get an idea of how much you could borrow to buy a home.

  • What will my repayments be?

    Figure out how much your regular home loan repayments would be.

  • How quickly could I pay off my loan?

    Figure out how long it'll take you to pay off your home loan, and compare it to another loan of the same or different amount. Play around with different repayment amounts to see the difference they can make!

  • How much could I save with Kiwibank?

    See how much money you could save by switching your home loan from another bank to Kiwibank.

  • What could my rent buy me?

    Sick of paying someone else's mortgage? See how much you could borrow if your current rent payments were home loan repayments instead.

  • Other expenses when buying a house

    Get an idea of the extra costs you'll have to take into account when buying a home.

  • How much could I save with an offset mortgage?

    With an offset mortgage, you offset the balance of your savings and everyday accounts against your mortgage – and only pay interest on the difference. See how much it could save you over the life of your home loan.

Insurance