Kiwibank.
Notice Saver
90 days’ notice
Minimum investment $2,000
90 days’ notice
32 days’ notice
Minimum investment $2,000
32 days’ notice
Notice Saver
Kiwibank’s Notice Saver is a New Zealand first - it gives you better returns than a savings account, without your funds being locked away.
You can add money to your investment whenever you like, then just give us notice when you need to withdraw some or all of it.
- Deposit money any time
- No set term – withdraw money by giving 32 days’ or 90 days’ notice. You choose the notice period when you set up your Notice Saver
- Choose to have your returns either compounding or paid out monthly
- PIE compliant so you can benefit from greater after-tax returns, if you pay tax at 30% or 33%.
It’s a brand new way to save
Kiwibank Notice Saver vs Kiwibank Online Call and Term Deposit
| Online Call | Notice Saver | Term Deposit | |
|---|---|---|---|
| Add money at any time |
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- |
| Withdraw money at any time |
|
By giving notice | - |
| Return | Not fixed | Not fixed | Fixed |
| PIE tax compliant option available |
|
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| Open online |
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|
| Transact via internet banking |
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| Ability to pay out monthly income | Yes – but must be done manually and bonus interest is lost. |
Yes – can be set up to pay out automatically. No penalty. |
Yes – terms greater than 12 months have interim interest payment options. |
- Limits may apply for Business customers
- Rates not available to financial institutions
Kiwibank Notice Saver returns are not fixed. Kiwibank Notice Saver is a Portfolio Investment Entity (PIE). Units in Kiwibank PIE Online Call Fund, Kiwibank PIE Term Deposit Fund and Kiwibank Notice Saver are distributed by Kiwibank Limited and are issued by Kiwibank Investment Management Limited. Download the 
Investment Statement for Kiwibank PIE Online Call Fund, Kiwibank PIE Term Deposit Fund and Kiwibank Notice Saver (PDF 279 KB) or pick up a copy from your local Kiwibank. Download Kiwibank’s Investment Statement for Term Deposits (PDF 657 KB) or pick up a copy from your local Kiwibank.
A copy of the Kiwibank PIE Unit Trust Prospectus, which was registered on 7 December 2011, can be found at www.business.govt.nz/companies under "Kiwibank Investment Management Limited – Documents".