Get a hot fixed rate on your home loan. Plus for all new home loans over $100,000, we’ll also pop $2,000 cash into your transaction account if you bring your everyday banking over to us. Hurry, strictly limited time.Apply now
Our home loan specialists are ready to chat over the phone and in store, and our Mobile Mortgage Managers will come to you – no matter where you are on your home buying journey. Talk to someone.
We achieved a 5-star rating from CANSTAR in four out of the five loan category awards – more than any other bank in New Zealand. Check out our rates.
At Kiwibank, you might not always need a 20% deposit to get your first home. Check out how we may be able to help.
You could save up to $2,000 off the cost of refinancing with our refinancing package, and we’ll make the switch as simple as possible. See the details and conditions.
We’ll help out with whatever you need, including no transaction fees on your everyday banking and free online legal and will services.
This is all part of an overall deal that won’t be beaten by the other big banks for at least the first six years of your loan - or we’ll beat the difference.* Check out further details and conditions for our home loan guarantee.
We want to help with more than just your home loan. When you bank with Kiwibank, you get:
Kiwibank’s lending criteria, terms and conditions, and other fees apply. Interest rates are subject to change.