Main navigation

• Home
• Personal Banking
• Business banking
• Join Kiwibank
• About Kiwibank
• Kiwi Thinking

Sub navigation

• Everyday banking
• Savings and investments
• Credit cards
• Home loans
• KiwiSaver
• Personal loans
• Insurance
• International

• Why Kiwibank?
• Home loan options
• Switch your home loan to us
• Looking to buy
• Already with us
• Talk to us now
• Home loan calculators
• Home loan guarantee terms and conditions
• Market update

Useful links

• Ways to bank
• Rates and fees
• Tools and calculators

• Life events

  • Studying
  • Starting work
  • Buying a home
  • Enjoying your retirement
  • Going on holiday

• Manage your finances

  • Manage your finances using heaps!
  • Want to invest some money?
  • Need to borrow some money?
  • Managing your money
  • Tips to help you avoid penalty fees

Home loan calculators

• How much could I borrow?

  Enter your household details, income, expenses and credit details to get an idea of how much you could borrow to buy a home.

  This website requires the latest Flash player technology.

  

  This calculator is intended to provide you with an indication only and does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria and it is important to note that fees may apply and that interest rates are subject to change.

• What will my repayments be?

  Figure out how much your regular home loan repayments would be.

  This website requires the latest Flash player technology.

  

  This calculator is intended to provide you with an indication only and does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria and it is important to note that fees may apply and that interest rates are subject to change.

• How quickly could I pay off my loan?

  Work out how long it’ll take you to pay off your home loan, and compare it to another loan with different details. See how you could get mortgage free quicker just by increasing your regular repayments!

  This website requires the latest Flash player technology.

  

  This calculator is intended to provide you with an indication only and does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria and it is important to note that fees may apply and that interest rates are subject to change.

• How much could I save with Kiwibank?

  See how much money you could save by switching your home loan from another bank to Kiwibank.

  This website requires the latest Flash player technology.

  

  This calculator is intended to provide you with an indication only and does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria and it is important to note that fees may apply and that interest rates are subject to change.

• What could my rent buy me?

  Sick of paying someone else’s mortgage? See how much you could borrow if your current rent payments were home loan repayments instead.

  This website requires the latest Flash player technology.

  

  This calculator is intended to provide you with an indication only and does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria and it is important to note that fees may apply and that interest rates are subject to change.

• Other expenses when buying a house

  Get an idea of the extra costs you’ll have to take into account when buying a home.

  This website requires the latest Flash player technology.

  

  This calculator is intended to provide you with an indication only and does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria and it is important to note that fees may apply and that interest rates are subject to change.