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This calculator is intended to provide you with an indication only and does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria and it is important to note that fees may apply and that interest rates are subject to change.

This calculator is intended to provide you with an indication only and does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria and it is important to note that fees may apply and that interest rates are subject to change.

This calculator is intended to provide you with an indication only and does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria and it is important to note that fees may apply and that interest rates are subject to change.

This calculator is intended to provide you with an indication only and does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria and it is important to note that fees may apply and that interest rates are subject to change.

This calculator is intended to provide you with an indication only and does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria and it is important to note that fees may apply and that interest rates are subject to change.

This calculator is intended to provide you with an indication only and does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria and it is important to note that fees may apply and that interest rates are subject to change.

This calculator is intended to provide you with an indication only and does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria and it is important to note that fees may apply and that interest rates are subject to change.

Home loan calculators

• How much could I borrow?

  Enter your household details, income, expenses and credit details to get an idea of how much you could borrow to buy a home.

• What will my repayments be?

  Figure out how much your regular home loan repayments would be.

• How quickly could I pay off my loan?

  Work out how long it’ll take you to pay off your home loan, and compare it to another loan with different details. See how you could get mortgage free quicker just by increasing your regular repayments!

• How much could I save with Kiwibank?

  See how much money you could save by switching your home loan from another bank to Kiwibank.

• What could my rent buy me?

  Sick of paying someone else’s mortgage? See how much you could borrow if your current rent payments were home loan repayments instead.

• Other expenses when buying a house

  Get an idea of the extra costs you’ll have to take into account when buying a home.

• How much could I save with an offset mortgage?

  With an offset mortgage, you offset the balance of your savings and everyday accounts against your mortgage – and only pay interest on the difference. See how much it could save you over the life of your home loan.