For all stages of home ownership
Buy your first home
Find guides, tips and tools to help you save for a deposit and learn about the home buying journey.
Manage your Kiwibank home loan
Learn how to re-fix your loan online, make lump sum payments, change your repayments, and borrow more.
Switch your home loan to Kiwibank
Looking to refresh your home loan? Our competitive interest rates, refinancing package and structure tailored to suit your circumstances are great places to start.
Re-fix your home loan online
Got a fixed loan coming to an end? Re-fix your home loan in our mobile app or internet banking and lock in any discounted rate you’re eligible for. It’s the quickest way to re-fix.
Calculate your next move
First home buyer calculator
Work out what you could borrow and what your repayments might look like.
Next home calculator
See what your next move looks like from where you are now.
Repayments & structuring
Compare structures and find what saves you the most.
Property investment calculator
Crunch the numbers on an investment property.
Borrow more calculator
Find out how much more you could borrow and what it would cost.
Have a question?
Not sure where to start? Our specialists can help you understand your next steps.
Guides to home ownership
Start your home buying journey
Talk to a specialist
Our home loan specialists can walk you through the process of buying a home and discuss what your options are.
Try our calculators
Looking to fine tune the structure of your home loan or work out how much you might be able could borrow? Use our calculators to compare your options.
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Sign up for the newsletterHome loan standard terms and conditions
Displayed interest rates are subject to change. Kiwibank’s lending criteria, terms and conditions, and fees apply.
Co-own: Maximum four people per application. Offset home loan may not be available. Excludes business banking.