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Visa Debit Card

The Kiwibank Visa Debit Card works just like an ATM/EFTPOS card, but with even more benefits. You can get cash from ATMs and use it for EFTPOS nationwide, make purchases online, overseas, over the phone, via mail order and pay bills – all using your own money.

When you’re overseas, you can get cash from more than a million ATMs in different countries, and use your card for EFTPOS purchases wherever Visa is accepted.

Features:

Buy things online, overseas, over the phone or by mail order and pay with your own money
Link up to two accounts (Now account, Front Runner, Free Up, Back-up Saver, Revolving Home Loan) to your card
Make EFTPOS purchases and get cash at Visa ATMs worldwide
Choose from six different card designs.

Get one now

Do you have any of the following Kiwibank accounts?

Yes No

You'll need to open one of the following Kiwibank accounts to be eligible for a Kiwibank Visa Debit Card. Use the links below to learn more about each account and how to apply. Check out our account selector if you need help deciding which account is right for you.

Visa Debit Card compatible accounts:

Now account

Our standard everyday account with a choice of fee plans.

Free Up

Our great value electronic account with no transaction fees.

Front Runner

Earn high interest on the combined balance of multiple accounts.

Back-up Saver

Keep your extra cash on hand for a rainy day.

Revolving home loan

Find out more about getting a Kiwibank Home Loan.

Note: When you're opening one of these accounts, you can request your Visa Debit Card at the same time. Or you can apply for it via internet banking or at your local Kiwibank once you've opened the account.

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Account selector

What account do you want your Kiwibank Visa Debit Card linked to?

An everyday account A savings account

How much money do you usually keep across all your transaction accounts?

Less than $4,000 More than $4,000

Do you need a cheque book?

Yes No

Do you prefer to use internet banking?

Yes No

Eligibility

You must be 15 years or older and have a Kiwibank everyday account to get a Visa Debit Card.

How to use it

EFTPOS in New Zealand
1. Select the 'CHQ' or 'SAV' option (depending on the accounts you've got linked to your card)
2. Enter your PIN
EFTPOS overseas*

Wherever Visa is accepted:
1. Select the 'CREDIT' option
2. Sign the receipt or enter your PIN (if the PIN option's available)
ATMs in New Zealand
1. Enter your PIN
2. Select the service you want
3. Select the 'CHQ' or 'SAV' option (depending on the accounts you've got linked to your card)
ATMs overseas*

If they display the Visa logo:
1. Enter your PIN
2. Select the 'CREDIT' option
3. Choose the amount of cash you'd like to withdraw or check your balance (you can't do transfers at international ATMs)
Online, phone and mail order purchases*
1. Select Visa as the card type (if requested)
2. Enter or provide your Kiwibank Visa Debit Card number
3. Enter or provide the card's expiry date
4. Enter or provide the three digit 'CVV2' security number on the back of your card (if requested)

*When you have two accounts linked to your Visa Debit Card, transactions made overseas, online, by phone and by mail order will come out of your primary or default account.

Conditions

The Visa Debit Card is not available on all accounts. Download Kiwibank's Disclosure Statement (PDF 1.5 MB) or pick up a copy from your local Kiwibank.

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Visa Debit Card

Features:

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