NZHL Home Loans
Interest rates
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Term |
Special interest rate1 If you've got more than 20% equity |
Standard interest rate If you've got less than 20% equity |
|---|---|---|
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6 month fixed |
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1 year fixed |
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2 year fixed |
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3 year fixed |
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4 year fixed |
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5 year fixed |
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Floating: non-transactional portion2 |
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Floating: transactional portion2 |
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1For fixed First Home Loans with less than 10% equity, a 0.25% p.a. premium will apply and will be added to the special interest rate.
2For all bridging loans, the interest rate will be 1% p.a. above NZHL's floating interest rate.
A default interest rate, which is your current interest rate plus 5% p.a. may be charged on each amount that is either overdue or over the limit of your home loan component or portion.
Displayed interest rates are subject to change.
New Zealand Home Lending Limited’s lending criteria, terms and conditions, and fees apply.