Upcoming & recent changes for NZHL-arranged home loans

Changes to our NZHL Fees & Limits – 14 May 2026

We're making some changes to our NZHL Fees and Limits.

Due to recent regulatory and banking-industry changes in Australia, we're removing the International Direct Credit (IDC) payment option.

Summary of changes:

From 14 May, you'll no longer be able to:

• Send an AUD IDC to Australia
• Send a GBP IDC to the United Kingdom

IDC is only currently available for these two countries.

You can continue to send payments to Australia and the United Kingdom, using the International Money Transfer (IMT) payment option.

Download a copy of the updated NZHL Fees and Limits – effective 14 May 2026.

Date effective: 14 May 2026

Date published: 30 April 2026