Upcoming & recent changes for NZHL-arranged home loans

Changes to internet banking login

As online security continues to evolve, we're introducing new ways to verify it's you when you log in to internet banking.

In the coming weeks, you may be asked to:

• Approve your login with an app notification.
• Enter a one-time code sent by text to your mobile.

These are genuine Kiwibank security checks, and expected as part of logging in.

You'll still be able to access internet banking using KeepSafe if these options aren't available to you.

Stay safe

Only approve a notification or enter a code when you're logging in to internet banking yourself.

If you receive one you weren't expecting, don't approve it and contact us immediately.

Home loans variable rate change — 13 July 2026

We’re making rate changes to our variable home loans.

These rate changes impact Term loan — variable and Reducing revolving home loans.

We're decreasing our rates on the following home loans from:

• Monday 13 July 2026 for new loans
• Monday 27 July 2026 for existing loans.