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Legal documents & forms

Rates • Upcoming & recent changes • Key information

Home loan documents for NZHL-arranged loans

Home Loan Terms and Conditions – effective 5 May 2025

Fees and Limits – effective 4 August 2025

Sample - Home Loan Summary – effective 5 May 2025

Sample - Home Loan Summary (Kāinga Ora) – effective 5 May 2025

Guarantee Terms and Conditions – effective 7 October 2024

Memorandum of Mortgage 2024/4369 – effective 7 October 2024

Memorandum of Mortgage 2011/4295 (Mortgage Terms and Conditions) – effective to 6 October 2024

General Terms and Conditions – effective 27 November 2024

Sample - Deposit Loan Agreement including Terms and Conditions

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AEOI self-certification forms

AEOI Self-Certification for an Entity Account Holder

AEOI Self-Certification for an Individual/Controlling Person

Previous legal documents & forms

For older legal documents and forms, see the legal documents and forms archive.