Our range of low rate credit cards are designed to save you money - with ways to pay no account fee and low interest options.
Interest rates subject to change. Interest free period does not apply to cash advances or balance transfers.
Kiwibank is the issuer of the Airpoints credit cards. Lending criteria, terms and conditions and fees apply. Interest rates are subject to change.
Airpoints Terms and Conditions apply. See airpoints.co.nz for details.
MasterCard and the MasterCard brand mark are the registered trademarks and Contactless is the trademark of MasterCard International Incorporated.
*Eligible purchases exclude fees or interest, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or cash withdrawals made from an ATM, or any transaction that is reversed, refunded or charged back.
The special balance transfer interest rate applies to the balance transferred from another bank credit or store card and is available for existing and new Kiwibank customers. Minimum balance transfer amount is $200. This offer is not available on existing Kiwibank Credit Card balances or business credit cards. Transfers are subject to your Kiwibank approved credit limit. If the amount requested to be transferred exceeds your credit limit, Kiwibank may process a lesser amount up to your credit limit. After six months your balance transfer will be treated as a purchase and our standard interest rate for purchases will apply. That rate will also apply to any new purchases you make on your card. If you have more than one balance transfer, payments applied to balance transfers will be applied to the balance transfer with the lowest interest rate first.
Lending criteria, terms and conditions and fees apply.