Receiving a deposit into your Kiwibank New Zealand Dollar everyday account

A deposit can be made directly into your Kiwibank New Zealand dollar everyday account from another bank anywhere in the world.

The person sending you the money needs the following information:

Account name: The full name of your Kiwibank account

Account number Your account number is 15 digits in total.

Receiving Bank: Citibank N.A, 23 Customs St, Auckland, New Zealand

SWIFT code*: CITINZ2X

Correspondents: Use Citibank NZ correspondents for all currencies

Other information/reference: Include ‘forward to Kiwibank’

* The SWIFT code belongs to Citibank New Zealand, which accepts payments on behalf of Kiwibank.

The person sending you the money will need to provide us with the following information:

Account number: At the sending bank

Their full name: No initials – everything needs to be spelled out

Their full street address: PO Box numbers are not acceptable

We need this information to comply with Anti-Money Laundering legislation, and cannot put the money into your account without it.

Receiving a deposit into your Kiwibank Foreign Currency Account

A deposit can be made directly into your Kiwibank Foreign Currency Account from another bank anywhere in the world.

The person sending you the money needs the following information:

  • Account name: The full name of your Foreign Currency Account starting 'KB'
  • Account number/IBAN number: The full 22 digit IBAN number of your account starting 'GB'
  • Beneficiary bank: Citibank N.A. London
  • SWIFT code: CITIGB2L

They may also need:

  • intermediary (also known as correspondent) bank details and a swift code
  • the address of Kiwibank’s beneficiary bank (Citibank N.A. London):

    Citibank N.A. Citigroup Centre
    25 Canada Square
    Canary Wharf
    London E14 5LB
    SWIFT: CITIGB2L

The person sending you the money will need to provide us with the following information:

  • Account number: At the sending bank
  • Their full name: No initials – everything needs to be spelled out
  • Their full street address: PO Box numbers are not acceptable.

We need this information to comply with Anti-Money Laundering legislation, and cannot put the money into your account without it.

Extra information

You may be asked to provide extra information, like BSB numbers, sort codes, routing codes or IBAN numbers - these are just different terms used overseas for bank, branch and account numbers. Your full Kiwibank account number starting with ‘38’ includes these details.

If the sender wants to make a payment to your Kiwibank account from their bank’s internet banking, there may not be enough fields for them to enter both Kiwibank’s details and Citibank New Zealand’s SWIFT code. In these cases, the ‘Kiwibank Limited’ details can be left out, but the sender must make sure they quote the ‘38’ at the start of your account number. The ‘38’ identifies your account as a Kiwibank account, so Citibank New Zealand know where to send your money.

If the sending bank has an existing relationship with another New Zealand bank, they may choose to send the funds through that bank instead of Citibank New Zealand. The funds will still be credited to your Kiwibank account, but the fee deducted by other New Zealand banks may be higher than the fee we charge through Citibank New Zealand.

If you have any questions, please contact our international services team on 0800 222 490 from New Zealand or +64 4 460 9290 from overseas – or email international@kiwibank.co.nz

Download Kiwibank’s Disclosure Statement (PDF 185.6 kB) or pick up a copy at your local Kiwibank.

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