We’re all tempted to buy things now with money we don’t have. But what if we did the reverse - to buy only with the money we did have? Would we be better off?

This might be the time to find out because between now and 31 March you could be in the draw to win one of ten $1,000 cash prizes. All you need to do is use your VISA Debit card just ten times between 27 February and 31 March. Who knows, you could be much better off.

Terms and conditions

  • By making at least 10 purchases using your Kiwibank VISA Debit card during the promotional period you consent to entering this prize draw and you agree to be bound by these terms and conditions.
  • To be eligible to enter you must have a Kiwibank VISA Debit card. Only one entry per Kiwibank VISA Debit card.
  • The promotional period is between 27 February 2017 – 31 March 2017.
  • The prize winners will be randomly drawn from all eligible entries received during the promotional period, on 9 April 2017. Attempts will be made to notify the winners by phone or email using the contact details provided. The judge’s decision is final and no correspondence will be entered into.
  • To the fullest extent permitted by law, Kiwibank, or any other person or party associated with this Prize Draw shall not be liable for any loss or damage whatsoever suffered (including but not limited to indirect or consequential loss) or personal injury suffered or sustained in connection with either participation in this Prize Draw or with any prizes offered.
  • Kiwibank will collect and use entrants’ personal information in accordance with the Kiwibank Privacy Policy.
  • Acceptance of the prize is deemed consent for Kiwibank to use the winners details and photographs for promotional and media purposes without any further reference, payment or other compensation to the entrants.
  • These terms and conditions will be applied under New Zealand law. Any dispute relating to these terms and conditions or this prize draw will be a matter for the non-exclusive jurisdiction of the New Zealand courts.