Protect you and your loved ones

Life & Living Insurance combines flexible life insurance and income protection – so your family is taken care of.

Learn about Life & Living Insurance

Got a home loan with us?

Make sure your repayments are taken care of if you’re injured, get sick or die. Your premiums adjust with your home loan balance – so you’re only ever paying for what you need.

Learn about home loan insurance

Tools and calculators

Who provides our insurance

We've selected policies offered by Kiwi Insurance Limited, The Hollard Insurance Company Pty Ltd (Hollard) and Tower Insurance Limited (Tower) as we think they offer the best benefits and value. Kiwi Insurance Limited is a related company of Kiwibank. The below table shows you what policies each of the three companies provide.


  • House insurance
  • Contents insurance
  • Car insurance

Kiwi Insurance Limited

  • Life & Living Insurance
  • Home loan insurance
  • Credit card repayment insurance


  • Credit card travel insurance

Administration of house, contents and car insurance and claims handling services are managed by Ando Insurance Group Limited on behalf of Hollard.

Kiwi Insurance Limited, Hollard or Tower (as the case may be) are solely responsible for any claims under the policies they provide. Kiwibank Limited does not guarantee the obligations of, or any products provided by, Kiwi Insurance Limited, Hollard or Tower (or their related companies). Kiwibank Limited may receive a commission on any policy it arranges.

View the financial strength rating and solvency margin for each of our insurance providers.

Important conditions and exclusions are set out in the relevant policy wording.

Kiwi Insure® is a brand of Kiwibank.