Ways you can manage your home loan
When your fixed term is up
See what happens when your fixed term is coming to an end and what your options are.
Need a home loan top-up?
Want to spruce up your kitchen or go green with solar panels? You might be able to pay for it by topping up your existing home loan.
Make changes to your home loan
Review your home loan to make sure you've got the structure that best suits you.
Get home loan free faster
See how a few tweaks to your repayments or structure could see you pay off your home loan faster.
Dealing with economic uncertainty
How to prepare for increasing interest rates
Interest rates are on the rise and the cost of living continues to increase. We want to help you understand what that means for your home loan.
Managing the cost of living
The cost of living is having an impact on many Kiwi, our Chief Economist shares some tips on how you can manage your home loan and maximise your savings during this economic downturn.
What is negative equity?
We sat down with our Product Manager for Home Loans, Darren Corfield to gain some insight into negative equity and what this may mean for you.
Having trouble making repayments?
If you’re going through a financial rough patch, talk to us about how we might be able to help.
Calculate your repayments
It's always good to review your home loan repayments. Have a go on our repayments and structuring calculator to see how quickly you could pay off your home loan or how much you could save on interest by increasing your repayments.
Protecting your home
House Insurance
You’ve worked hard to get your house, so get insurance to make sure it's covered if something goes wrong.
Life & Living Insurance
Have peace of mind that your loved ones will have some support to keep meeting your responsibilites and living comfortably if you lose your income or pass away.
Contents Insurance
Contents insurance takes the sting out of replacing your things if they get stolen or accidentally damaged.
Start your home buying journey
Whatever stage you're at, we have home loans specialists and tools to help you through the process.
Talk to a specialist
Our home loan specialists can walk you through the process of buying a home and discuss what your options are.
Find a specialistTry our calculators
Looking to fine tune the structure of your home loan or work out how much you could borrow? Use our calculators to compare options for your home loan.
Calculate nowHome loan standard terms and conditions
Displayed interest rates are subject to change. Kiwibank’s lending criteria, terms and conditions, and fees apply.