Kiwibank’s First Home Saver is a savings and home loan bundle that gives you special offers and incentives for saving for your first home. This is helping Kiwi into their first home.

Ready to start your home loan journey?

Set up a Notice Saver account now and after six months of regular saving you'll be eligible for Kiwibank’s First Home Saver1. Notice Saver is a flexible savings account with a good rate of return, but instead of instant access to your money, you have to give either 32 or 90 days' notice to make a withdrawal.

To be eligible for First Home Saver, you must have had a Notice Saver account with a minimum balance of $2,000 for six months. You also need to have saved a minimum of $20 per month for six consecutive months and draw down a Kiwibank Home Loan.


  • Earn a return on your savings while they grow with a rate of (90 days notice) or (32 days notice).

  • Cash contribution - we’ll contribute $2,000 towards your first home expenses when you draw down your home loan2.

  • Discounted home loan rates - 0.25% p.a. off our standard fixed home loan rates when you draw down your first home loan with Kiwibank.

How a Notice Saver account works

Get started with your savings

Apply for a Notice Saver and start saving for your first home.

New to Kiwibank or want to talk through options?

No problem, the easiest way to apply is to complete our form and an investment specialist will call you.

Apply now

Already a Kiwibank customer?

Log in to Internet Banking and go to Apply & Open to make it happen.

Log in to Internet Banking

In branch

You can also visit one of our branches whether you're new to Kiwibank or already a Kiwibank customer.

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