Home loan Fiji offer terms and conditions

Home loan Fiji offer terms and conditions

  1. Apply for your home loan between 20 January and 29 February 2020 and drawdown by 24 April 2020.
  2. Travel needs to be booked by 12pm 8 May 2020 otherwise the customer will have to forfeit the offer.
  3. Travel permitted between: 30 April – 26 June 2020 and 15 October – 30 November 2020. Travel from Auckland to Fiji not permitted between 27 – 30 May 2020.
  4. Flights to Fiji are via Auckland only. Kiwibank will cover the cost of the domestic fares per person (Seat + Bag) from selected Air New Zealand serviced domestic ports via Auckland. Airports included are: Kerikeri, Whangarei, Tauranga, Rotorua, Taupo, Gisborne, New Plymouth, Napier, Palmerston North, Wellington, Nelson, Blenheim, Hokitika, Christchurch, Timaru, Queenstown, Dunedin and Invercargill. This is based on you transiting through Auckland and not breaking the journey with an overnight stay either side of your international travel.
  5. Transport to and from Auckland Airport and any overnight accommodation before or after the trip will be at your own expense.
  6. Travel is not permitted to commence from any origin point outside of New Zealand. Stopovers or stopovers within transit are not permitted. Guests must travel together on the same flights in both directions.
  7. You’ll need to organise your own travel insurance - and we strongly recommend you do. However, if you have a Kiwibank Mastercard® Gold Credit Card, Kiwibank Platinum Visa or Mastercard or an Air New Zealand Airpoints™ Platinum Visa you can activate your travel insurance by calling 0800 521 521 before you depart. Our credit card insurance could cover you and any immediate family travelling with you. If you apply for a Kiwibank Credit Card with your Home Loan, we’ll give you an upgrade offer on your trip.
  8. Spending money and meals (other than breakfast) aren’t included.
  9. You’ll need to make sure you have a valid passport and all other documentation required to meet the entry requirements of Fiji.
  10. If your home loan does not remain with Kiwibank for a minimum of 3 years a cash clawback may apply.
  11. This holiday offer excludes business lending.
  12. Lending criteria, terms and conditions and fees apply.
  13. Fiji Trip is not available in conjunction with any other offer.

Air New Zealand Terms and Conditions

  1. A booking is not completed until a booking reference number has been allocated and advised by Holland, Clarke and Beatson (Air New Zealand's booking agent).
  2. Fares are shown in New Zealand dollars unless otherwise specified.
  3. Fares to Fiji are ex Auckland and include airport and government costs unless otherwise specified. Domestic add on flights are included within package.
  4. Capacity is limited and will not be available on all flights. During special events or holiday periods these fares are particularly limited and will sell quickly.
  5. Travel from Auckland to Fiji not permitted between 27 – 30 May 2020.
  6. Payments for any extras / upgrades are required at the time of booking.
  7. The holiday package is non-refundable, and non-transferable. Date or flight changes are permitted for $100 per person, per ticket, subject to the same booking class being available. If the same booking class is not available changes are permitted by upgrading to a higher fare with an additional collection of the fare differential plus the $100 change fee. A service fee will also apply for any changes, this will be at the discretion of Holland, Clarke and Beatson. Connections from provincial New Zealand points requiring an overnight break in the journey will be at passengers' own expense.
  8. Air New Zealand’s Conditions of Carriage will apply to all travel.

Life & Living Insurance upgrade

Life & Living Insurance is provided by Kiwi Insurance Limited. Kiwi Insurance Limited is a related party of Kiwibank Limited. Important terms, conditions and exclusions are set out in the Life & Living Insurance Cover wording (PDF 215.9 KB). Lending criteria, terms and conditions, and fees apply. Travel periods and conditions apply. Fiji trip is not available in conjunction with any other offer.

Complimentary trip upgrade for new lending offer customers terms and conditions:

  1. To be eligible for this offer you must complete a Life & Living Insurance application through Kiwibank when applying for a home loan between 20 January and 29 February 2020.
    1. If you cancel your application, you will not be eligible for the offer
    2. Comply with Kiwi Insurance terms, conditions and underwriting criteria
  2. If you are eligible for the home loan promotion you will receive either complimentary return flights upgrade to ‘The Works’ or an extra night’s accommodation as a new lending customer regardless of which cover is taken out. It will include up to 2 people per home loan.

Air New Zealand Airpoints™ credit cards upgrade

Lending criteria, terms and conditions, and fees apply. Interest rates, fees and limits subject to change. Kiwibank is the issuer of the Air New Zealand Airpoints credit cards. Airpoints terms and conditions apply. See airpoints.co.nz for details.

Complimentary trip upgrade for new lending offer customers terms and conditions:

  1. To be eligible for either the complimentary flights upgrade to ‘The Works’ or an extra night’s accommodation for the new home loan promotion trip to Fiji you must:
    1. Meet the eligibility criteria for the new home loan promotion trip to Fiji
    2. Submit an application and be approved for an Air New Zealand Airpoints credit card between 20 January – 29 February 2020
  2. If you cancel or withdraw your application at any stage, you will not be eligible for either upgrade.