Use our balance transfer calculator below to help you figure out whether you’ll save money by transferring the balance of your other bank’s credit card or store card to a Kiwibank Credit Card.
This is a guide only. The calculated savings are an example of what you could save – they’re based on your transferred balance being repaid at 5% per month, and assume your current bank’s repayment rate is set at 2%. Using this calculator doesn’t constitute an offer or quote from Kiwibank.
Interest rates subject to change. Interest free period does not apply to cash advances or balance transfers.
The special balance transfer interest rate applies to the balance transferred from another bank credit or store card and is available for existing and new Kiwibank customers. Minimum balance transfer amount is $200. This offer is not available on existing Kiwibank Credit Card balances or business credit cards. Transfers are subject to your Kiwibank approved credit limit. If the amount requested to be transferred exceeds your credit limit, Kiwibank may process a lesser amount up to your credit limit. After six months your balance transfer will be treated as a purchase and our standard interest rate for purchases will apply. That rate will also apply to any new purchases you make on your card. If you have more than one balance transfer, payments applied to balance transfers will be applied to the balance transfer with the lowest interest rate first.
Lending criteria, terms and conditions and fees apply.