Make sure your money is where you need it to be by automatically 'sweeping' it between accounts.



Sweep involves two accounts – the originating account and a nominated account.

  • You set a minimum and maximum balance to keep in your originating account.
  • When your balance falls below your minimum, money is swept back from your nominated account to restore the balance to the minimum balance level. This means there's always enough for your everyday expenses.
  • When your balance exceeds your maximum, everything over the maximum is automatically transferred into your nominated account. This helps you save and earn maximum interest or keep money aside for bills.
  • Sweeps occur at the end of each day, including weekends and public holidays.

Dynamic Sweep

Dynamic Sweep is a variation of Sweep that operates in real time.

  • If you don't have enough money in your account to make a payment, it will take the additional money required to complete the payment straight away from your nominated accounts to your originating account.
  • It can pull funds from multiple accounts.

Get started

You can use sweeps with Free Up, Back-up Saver, Fast Forward Saver (Dynamic Sweep only), revolving home loan, Now, Front Runner and Bill Blaster accounts. With Bill Blaster and Fast Forward Saver, you can only sweep money into the account and not out – this helps you keep money there for your bills.

To set up or make changes to Sweep and Dynamic Sweep, contact us or make an appointment at your nearest Kiwibank. It’s free to set up in the first 30 days after you open your Kiwibank account – after that there’s a $3 set up or change fee.