Savings calculator

Work out how much you could afford to save and how a few small spending tweaks could make a big difference.

Calculate how much you can save

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How we can help

Saving’s easier when you don't have to think about it. Whether saving for a holiday or just for a rainy day, the best savers put away a little, often. And these handy tools mean you can do it without lifting a finger.

Goal Tracker

Set up a savings goal in internet or mobile banking and track your progress with Goal Tracker.

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PayStream

Take temptation out of your banking and automatically split your pay into different accounts before you see it.

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Automatic payment

Set a fixed amount to go automatically into savings on a regular basis – weekly, fortnightly or monthly.

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Sweep

Make sure your money is where you need it to be by automatically 'sweeping' it between accounts.

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Quick tip: Make it harder to raid your savings by hiding your savings accounts from yourself in internet banking, or setting them up so you have to talk to someone to access the cash.

Have you got the right account?

Savings

Notice
Saver

Add money whenever you like, give notice to make a withdrawal.

Rates of return are subject to change.

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Savings

Fast Forward
Saver

Earn higher interest if you add at least $20 each month and don’t dip into your account.

Interest rates are subject to change.

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Standard terms and conditions

Kiwibank Notice Saver is a Portfolio Investment Entity (PIE). Kiwibank Notice Saver returns are not fixed. Units in Kiwibank Notice Saver are distributed by Kiwibank Limited and are issued by Kiwibank Investment Management Limited. Download all investments terms and conditions or pick up copies at your nearest Kiwibank.

This calculator should be treated as a guide only. It doesn't take into account all of your individual circumstances and isn't financial advice.