Fish n’ Tips 'share your money tips’ terms and conditions

Information on how to enter and prizes form part of these conditions of entry. By entering this competition, you're accepting these conditions of entry.

Conditions of entry

  1. Kiwibank is the Promoter of this competition. The promotion is open to New Zealand residents aged 18 years or over. Employees of the Promoter and any agency involved with this promotion, and the immediate families of such employees, aren't eligible to enter.
  2. The promotion commences on Tuesday 12 January 2021 at 6:00am and finishes on Monday 18 January 2021 at 11:59pm (”Promotion Period”). Entries received after 11:59pm on Monday 18 January 2021 will not be valid.
  3. To enter the promotion, simply share your money tips with us within the comments section of one of the four Kiwibank Fish n’ Tips competition social posts. Comment, photo and video entries are valid.
  4. 10 winners will be selected by way of a random draw, which will take place on Tuesday 19 January 2021 at 12:00pm. The winners will be the first 10 valid entries randomly drawn from each eligible entry pool. The Promoter's decision is final.
  5. There are 10 prizes in total. The prize is 1 x $100 Prezzy® card per winner.
  6. The winners will be notified via a reply comment sent from the Kiwibank Facebook page to the Facebook page associated with each winning entry. Winners must email the supplied Kiwibank email address within 72 hours with a valid New Zealand phone number, valid email address and physical courier address.
  7. In the event that an ineligible entry is drawn, or the winner fails to provide the required contact information within 72 hours of the prize draw, the Promoter may deem that winner’s entry invalid and select a new winner/s on the same terms as the original prize draw. The Promoter's decision is final.
  8. Entrants may enter the promotion as many times as they wish. Each unique comment that contains a money tip will go into the draw.
  9. The prizes aren't transferable, can't be altered and aren't redeemable for cash.
  10. In the event that the prize or any part of the prize becomes unavailable for any reason beyond the Promoter's control, the Promoter may in its sole discretion decide to provide an alternative prize.
  11. The Promoter reserves the right, at any time, to verify the validity of claims and determine the eligibility of entrants (including an entrant's identity) and to disqualify any entry or refuse to award a prize where false or misleading details have been given by an entrant, or where an entrant has behaved in a fraudulent or dishonest manner, or otherwise than in accordance with these conditions of entry or the spirit of the promotion.
  12. Failure by the Promoter to enforce any of its rights at any stage doesn't constitute a waiver of those rights.
  13. All decisions made by the Promoter, its employees or its agents are final, and no correspondence will be entered into.
  14. In the event the promotion can't operate as anticipated, the Promoter may amend, suspend or cancel any aspect of the promotion (including any prize) at any time in its sole discretion.
  15. Neither the Promoter nor any other entity associated with this promotion will be responsible for any late, lost, misdirected or incorrectly submitted entries, including but not limited to entries not received due to technical problems or human error. The time entries are deemed to be made will be the time the entry is received, not the time the entry is submitted by an entrant.
  16. The Promoter reserves the right to disallow entries in its absolute discretion and without giving reasons.
  17. By entering this promotion, entrants agree to the use of their names, photographs and likeness for promotional/advertising purposes, and agree to make themselves reasonably available for this purpose. The ensuing copyright will rest with the Promoter, without any claim to compensation from the entrants.
  18. The winners acknowledge and agree that they will comply with all instructions given by employees of the Promoter and other agencies associated with this promotion and agree not to do anything that may bring the Promoter into disrepute.
  19. If a winner can't accept or take part in the prize for any reason, their prize will be void and no compensation will be payable.
  20. Except for any liability that can't be excluded by law, the Promoter (including its officers, directors, shareholders, employees, advisors, assignees, agents, licensees, representatives, advertising and promotional agencies), excludes all liability (including negligence), for any personal injury or any loss or damage (including loss of opportunity), whether direct, indirect, special or consequential, arising in any way out of the promotion, including, but not limited to, where attributable to any of the following: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter's control); (b) any theft, unauthorized access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected; (d) any variation in the prize; (e) any tax liability incurred by a claimant or entrant; or (f) use of a prize.
  21. The Promoter collects and holds personal information provided by entrants for the purposes of this promotion and for future promotional purposes. Failure to provide requested personal information may disqualify a person from being able to receive a prize. All personal information provided by entrants will be held by the Promoter. Under the Privacy Act 2020, entrants have the right to access and correct any such personal information. Entrants may access and request correction of any of the details about them held by the Promoter by sending an email to Kiwibank Limited.
  22. Where the promotion is administered on Facebook, entrants and participants in the promotion acknowledge that the promotion is in no way sponsored, endorsed or administered by or associated with Facebook and entrants and participants in the promotion release Facebook and its associated companies from all liability arising from the promotion.
  23. The Promoter is Kiwibank Limited, Level 9, 20 Customhouse Quay, Private Bag 39888, Wellington 5045.
  24. Kiwibank Limited’s associated agencies and companies:
    1. Aren't involved in or responsible for the organisation or conduct of this promotion. All participant inquiries should be directed to the Promoter, on the details noted above.
    2. Will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person’s negligence) by any person in connection with this Promotion or accepting or using any prize, except for any liability which can't be excluded by law (in which case that liability is limited to the minimum allowable by law).