Studying this year?

If you’re studying in 2018, listen up! Don’t let the Aussie-owned banks tempt you with giveaways that don’t add real value. When you join us, you’re choosing 100% Kiwi-owned. Doing what’s right for Kiwis is what we stand for, which means we care about looking after our people, our country and our environment. You can count on us to reinvest here, not send profits off to who-knows-where. So what do you say, are you in?

Kiwibank Tertiary Pack

You can save money on banking while you’re at uni, polytech or doing your apprenticeship with our Tertiary Pack. It’ll help you manage your everyday spending with handy stuff like an everyday transaction account, a low rate overdraft and money tips if you need it.

Some of the account features:

  • No account management or transaction fees on your everyday accounts. (Service fees may apply).

  • It’s free to use ATMs on most campuses - even if it’s another bank’s.

  • You can get a Visa Debit Card, it comes with payWave and the $10 annual fee is waived while you’re on the Tertiary Pack.

  • You can apply for a low rate, fee free overdraft of up to $1,000 in your first year and up to $2,000 in your second and subsequent years.

  • You can apply for a Low Rate Mastercard® with a limit of up to $500. No account fee for the first year if you’re taking up a Kiwibank Credit Card for the first time.

  • You can get a flat account with no account management or transaction fees, with a Visa Debit Card or an EFTPOS card for you and one other flatmate. (Service fees may apply).

  • Do your banking on the go with our mobile app for iPhone and Android.

Sign up now!

Eligibility & entitlements

To be eligible for the Tertiary Pack, you must be studying full or part–time at a New Zealand University, Polytech, Industry Training Organisation or NZQA approved place of study for a minimum of one year.

To be eligible for a Kiwibank Low Rate Mastercard or overdraft, you need to be aged 18 or over, be a permanent New Zealand resident, have a good credit history, have any income paid into your Kiwibank account. You must also meet Kiwibank's credit and lending criteria.