Extended Validation Secure Socket Layer (SSL) Certificate

We use digital certificates from DigiCert that verify that you're connected to our official internet banking website. These certificates also confirm that all communication between you and Kiwibank is encrypted and therefore secure. Encryption is a mathematical method of coding information.

If you use Internet Explorer 8+ or Mozilla Firefox 20 or newer, you'll also see the address bar is green when you visit our internet banking login page. We've done this to clearly show you're visiting Kiwibank's website, and not a fake.

We recommend that you use one of our supported browsers, but if you don't, you can still confirm our Extended Validation Certificate by clicking on the padlock to the right of the address bar.

Dedicated security team

Our dedicated security team performs a range of services to ensure the security of our internet banking services including:

  • constantly monitoring fraud trends affecting the banking industry
  • helping customers who've been victims of fraud and working with the New Zealand Police to help make sure offenders are caught
  • providing advice to customers who have security concerns
  • monitoring new technologies that could enhance security for our customers.
FraudWatch International

FraudWatch International are the global leaders in online fraud protection services. We've enlisted the services of FraudWatch International to prevent and protect against online threats and ensure the integrity of our online services.

Internet banking monitoring

Our internet banking security team monitors internet banking transactions. They analyse internet banking activity looking for unusual activity on our customers' accounts. You may receive a call from a member of our monitoring team to verify a payment made using internet banking. We will NOT ask for your internet banking login details.

Time outs

If your internet banking session remains inactive for more than fifteen minutes, you'll be automatically logged out. If you're using the mobile app, you'll be logged out after four minutes of inactivity. This reduces the risk of anyone else accessing your bank information if your computer or mobile phone is left unattended.

Password lockout

If your internet banking password and mobile app four digit PIN is entered incorrectly three times, access to your online banking will be blocked. This prevents anyone from making multiple attempts to guess your password. You can reset your Kiwibank internet banking password or four digit PIN by calling us or by visiting your nearest Kiwibank.

Having problems logging in?
Browser cache

The pages you visit while logged in to internet banking are not cached. This means that other people can't use your computer to view your bank account details by selecting the browser back button.


Card activity monitoring

All Kiwibank customers' cards are protected by a world class tool used by our dedicated fraud prevention team. We monitor activity on all cards – ATM/EFTPOS, Visa Debit and Mastercards – 24 hours of every day so you can relax and transact with confidence.

If we notice any unusual spending on your card, we'll try to contact you to make sure it's you spending your money. If we can't get in touch with you and we believe there's a high chance of fraud, we may temporarily block your card to stop any more transactions until we can speak to you.

To help us protect you, please make sure we have your current contact details – you can update them in internet banking or call us on 0800 113 355.

If you're travelling overseas and planning to use any of your Kiwibank cards, please call us on:

If you let us know where you're going, the dates you're away and your overseas contact details, we'll be able to help sort out any issues with your cards quickly and easily.