Why Commercial Banking and Property Finance?

If you’re a medium or large business looking for finance our specialist lenders can help — whether you’re:

  • looking to refinance

  • funding growth or a new venture

  • purchasing your own premises

  • subdividing land

  • developing or investing in multi-unit housing or apartments

  • developing or investing in commercial or industrial properties.

How it works

We offer large-scale loans for terms up to five years (and sometimes longer). Our specialist lenders will design a full suite of banking services for you and your business, with additional options including:

  • bonds
  • bank guarantees
  • interest rate hedging
  • foreign exchange services
  • Importers & Exporters Letters of Credit
  • Collections & Foreign Currency payment services.

Your loans need to be secured by business and/or personal assets.

What it costs

Fees and interest rates are tailored to suit each individual circumstance.


Find a commercial banking and property finance specialist in the following regions: Auckland, Waikato, Bay of Plenty, Wellington or Christchurch.

Kiwibank’s lending criteria, terms and conditions, and fees apply.