Apply for Fast Capital using MYOB

If you're the director of a New Zealand registered company with a MYOB AccountRight subscription you can apply for a business overdraft, business loan or business credit card and get a quick decision using Fast Capital. No need to provide documentation - it's all done seamlessly online.

How it works


You can be new to Kiwibank or an existing Kiwibank customer. You'll also need to:

  • be a director of a New Zealand registered limited company (i.e. not a sole trader),
  • have a MYOB AccountRight subscription and have at least two years of financial history for us to assess your application,
  • be a MYOB Standard Administrator or Owner role to apply.

Apply for Fast Capital using MYOB

It should only take you a couple of minutes to complete and you'll get a decision in less than five minutes.

Frequently asked questions

I just applied, what happens next?

After you apply, our system performs detailed calculations using your MYOB AccountRight data and makes a lending decision. You'll receive an email with the decision within five minutes of applying. If your application is successful, we'll be in touch to discuss the next steps.

How long will you keep my data for?

Your MYOB AccountRight information will only be used for the purpose of the application. We’ll store your data in accordance with our privacy policy. We’ll have access to your MYOB AccountRight account until you manually revoke access in your MYOB settings.

Read more in our privacy policy and website terms.

What product am I applying for?

We'll chat to you about what product or product mix will best suit your business needs. This could be a business loan, business overdraft or business credit card. We'll then aim to give you access to your borrowing within a few business days, however it may be longer if you're new to Kiwibank.

Where and how will my data be stored?

You'll find more information about how we store your data in our privacy policy.

How can I control the information I've provided Kiwibank?

During the application process you'll be required to log in to your MYOB AccountRight account, where you'll authorise and allow us to see your company's financial data. We'll assess profit and loss information and invoice data so make sure the data is accurate and up-to-date. We'll also assess your credit history to make our decision about your application.

We’ll store your data in accordance with our privacy policy.