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Thanks for choosing a Kiwibank Credit Card

Key features:

To apply for a Kiwibank credit card, you must:

  • Be at least 18 years of age, be a New Zealand permanent resident and have a good credit history.
    Any questions? Call 0800 521 521.

What you'll need:

  • Email address
  • Income and expenses
  • What you own and owe
  • If you're applying for an Air New Zealand Airpoints credit card and you're already an Airpoints™ member, you'll need your Airpoints number. If not, and you're approved, an Airpoints membership will be created for you for free. Airpoints Terms and Conditions apply.

Once you've completed your application, you'll be:

  • Approved on the spot, or
  • Approved subject to verification of your identity (if you're not a current Kiwibank customer), or
  • Referred for further assessment, or
  • Not approved

Please note, Kiwibank will get a credit check done as part of this application. If you do not complete this application form, Kiwibank may contact you using the details you have entered to see if we can help you complete your application. We collect the information you provide in this application form and will use it in accordance with our privacy policy.

Get Started This application will take around ten minutes to complete.