Annual reports and bank disclosures

Archived disclosure statements and key information summary documents

2017

Disclosure Statement (PDF 991.5 KB) - March 2017

2016

Disclosure Statement (PDF 326.7 KB) - December 2016

Disclosure Statement (PDF 147.0 KB) - September 2016

Disclosure Statement (PDF 660.5 KB) - June 2016

Disclosure Statement (PDF 183.3 KB) - March 2016

2015

Disclosure Statement (PDF 281.0 KB) - December 2015

Disclosure Statement (PDF 141.7 KB) - September 2015

Disclosure Statement (PDF 1.4 MB) - June 2015

Disclosure Statement (PDF 148.4 KB) - March 2015

2014

Disclosure Statement (PDF 264.0 KB) - December 2014

Disclosure Statement (PDF 164.0 KB) - September 2014

Disclosure Statement (PDF 586.4 KB) - June 2014

Disclosure Statement (PDF 181.2 KB) - March 2014

2013

Disclosure Statement (PDF 313.7 KB) - December 2013

Disclosure Statement (PDF 171.3 KB) - September 2013

Disclosure Statement (PDF 538.7 KB) - June 2013

Disclosure Statement (PDF 160.9 KB) - March 2013

2012

Disclosure Statement (PDF 1.8 MB) - December 2012

Disclosure Statement (PDF 166.8 KB) - September 2012

Disclosure Statement (PDF 1.4 MB) - June 2012

Disclosure Statement (PDF 166.2 KB) - March 2012

2011

Disclosure Statement (PDF 1.6 MB) - December 2011

Disclosure Statement (PDF 951.2 KB) - September 2011

Disclosure Statement (PDF 1.3 MB) - June 2011

Disclosure Statement (PDF 955.7 KB) - March 2011

2010

Disclosure Statements

Disclosure Statement (PDF 1.4 MB) - December 2010

Disclosure Statement (PDF 1003.0 KB) - September 2010

Disclosure Statement (PDF 1.3 MB) - June 2010

Disclosure Statement (PDF 1.4 MB) - March 2010

Key Information Summary

Key Information Summary (PDF 113.6 KB) - December 2010

Key Information Summary (PDF 136.5 KB) - September 2010

Key Information Summary (PDF 85.6 KB) - June 2010

Key Information Summary (PDF 94.7 KB) - March 2010

2009

Disclosure Statements

Disclosure Statement (PDF 1.6 MB) - December 2009

Disclosure Statement (PDF 1.0 MB) - September 2009

Disclosure Statement (PDF 1.6 MB) - June 2009

Disclosure Statement (PDF 1002.4 KB) - March 2009

Key Information Summary

Key Information Summary (PDF 120.0 KB) - December 2009

Key Information Summary (PDF 125.2 KB) - September 2009

Key Information Summary (PDF 125.2 KB) - June 2009

Key Information Summary (PDF 102.3 KB) - March 2009

2008

Disclosure Statements

Disclosure Statement (PDF 1.7 MB) - December 2008

Disclosure Statement (PDF 1.4 MB) - September 2008

Disclosure Statement (PDF 1.2 MB) - June 2008

Disclosure Statement (PDF 1018.2 KB) - March 2008

Key Information Summary

Key Information Summary (PDF 127.1 KB) - December 2008

Key Information Summary (PDF 200.1 KB) - September 2008

Key Information Summary (PDF 153.2 KB) - June 2008

Key Information Summary (PDF 1.3 MB) - March 2008

2007

Disclosure Statements

Disclosure Statement (PDF 8.0 MB) - December 2007

Disclosure Statemen (PDF 371.0 KB)t - September 2007

Disclosure Statement (PDF 1.0 MB) - June 2007

Disclosure Statement (PDF 878.1 KB) - March 2007

Key Information Summary

Key Information Summary (PDF 1.6 MB) - December 2007

Key Information Summary (PDF 176.1 KB) - September 2007

Key Information Summary (PDF 105.2 KB) - June 2007

Key Information Summary (PDF 88.1 KB) - March 2007

General terms and conditions

Archived general terms and conditions

General Terms and Conditions (PDF 688.1 KB) - effective to 24 August 2017

General Terms and Conditions (PDF 179.6 KB) - effective to 29 August 2016

General Terms and Conditions (PDF 182.8 KB) - effective to 17 Feburary 2016

General Terms and Conditions (PDF 160.3 KB) - effective to 28 April 2015

Fees and limits

Archived fees and limits brochures

Personal Banking Fees and Limits (PDF 177.7 KB) - effective to 8 October 2017

Business Banking Fees and Limits (PDF 1.0 MB) - effective to 1 April 2016

Insurance

Archived insurance documents

Credit Card Repayment Insurance

Credit Card Repayment Insurance Policy (PDF 653.2 KB). Effective to 13 May 2015

Credit Card Repayment Insurance (PDF 212.7 KB). Effective to 10 April 2011

Home Loan Insurance

Kiwibank Home Loan Insurance policy (PDF 1.1 MB). Effective to 13 May 2015

Kiwibank Home Loan Insurance policy (PDF 99.2 KB). Effective to 4 August 2011

Life & Living Insurance

Life & Living Insurance Policy (PDF 178.1 KB). Effective to 16 August 2016

Life & Living Insurance Policy (PDF 263.5 KB). Effective to 13 May 2015

Life Insurance Policy wording (PDF 677.1 KB). Before 14 November 2012

Credit Cards

Archived credit card documents

In addition to the General Terms & Conditions, Personal Banking Fees and Limits Brochures, the following product specific documents apply:

Kiwibank Credit Card terms and conditions (PDF 138.9 KB) - effective to 27 May 2015

Home Loans

Archived home loan documents

In addition to the General Terms & Conditions, Personal Banking Fees and Limits Brochures, the following product specific documents apply:

Home Loan Terms and Conditions (PDF 168.7 KB) - effective from Nov 2014