| Front Runner |
|
| $0 - $3,999 |
0.00% |
| $4,000 - $14,999 |
2.00% |
| $15,000 - $49,999 |
2.00% |
| $50,000 - $99,999 |
2.75% |
| $100,000 + |
3.75% |
| Term Deposit |
$1,000+ |
$5,000+ |
$10,000+ |
$50,000+ |
| Interest paid at maturity (p.a.) |
| 30 days |
n/a |
2.75% |
2.75% |
2.75% |
| 60 days |
n/a |
2.75% |
2.75% |
2.75% |
| 90 days |
2.00% |
3.75% |
3.75% |
3.75% |
| 100 days |
2.00% |
3.75% |
3.75% |
3.75% |
| 120 days |
2.00% |
3.75% |
3.75% |
3.75% |
| 150 days |
2.00% |
5.15% |
5.15% |
5.15% |
| 6 months |
2.00% |
4.50% |
4.50% |
4.50% |
| 1 year |
2.00% |
5.20% |
5.20% |
5.20% |
| 2 years |
2.00% |
5.50% |
5.50% |
5.50% |
| 3 years |
2.00% |
6.00% |
6.00% |
6.00% |
| 4 years |
2.00% |
6.50% |
6.50% |
6.50% |
| 5 years |
2.00% |
6.75% |
6.75% |
6.75% |
| Interest paid monthly (p.a.) |
| 1 year |
2.00% |
5.15% |
5.15% |
5.15% |
| 2 years |
2.00% |
5.30% |
5.30% |
5.30% |
| 3 years |
2.00% |
5.65% |
5.65% |
5.65% |
| 4 years |
2.00% |
5.90% |
5.90% |
5.90% |
| 5 years |
2.00% |
6.00% |
6.00% |
6.00% |
|
|
Term Deposit
5.15% p.a. for 150 days. Minimum $5,000 (Interest at maturity)
|
|
| Fast Forward Saver |
Current rates p.a.* |
| $0 -$999 |
1.75% |
| $1,000 - $2,999 |
2.00% |
| $3,000 - $3,999 |
2.00% |
| $4,000+ |
2.50% |
* Rates include bonus interest of 1.50% p.a. if at least $20 is deposited, and no withdrawals are made, each calendar month.
* Rate includes bonus interest of 0.60% p.a.if no withdrawals are made in a calendar month.
* Rate includes bonus interest of 0.60% p.a. if no withdrawals are made in a calendar month.
| Kiwibank PIE Online Call Fund * |
Current rates (Class) |
Effective Rate |
| Bonus return - earned if no withdrawals are made during the month (Class A) |
3.75% p.a. |
If you pay 38% tax: 4.07% p.a
If you pay 33% tax: 3.83% p.a |
| Base return - earned if a withdrawal is made during the month (Class B) |
3.15% p.a. |
If you pay 38% tax: 3.42% p.a
If you pay 33% tax: 3.22% p.a |
| * Minimum deposit $2,000 |
| Kiwibank PIE Term Deposit Fund (Minimum deposit $10,000) |
| Redemption period (Term) |
Current rates (Class) p.a. |
Effective Rate |
| 90 days |
3.75% p.a. |
4.15% p.a If you pay 38% tax (33% from 1 October) |
| 100 days |
3.75% p.a. |
4.15% p.a If you pay 38% tax (33% from 1 October) |
| 120 days |
3.75% p.a. |
4.16% p.a If you pay 38% tax (33% from 1 October) |
| 150 days |
5.15% p.a. |
5.72% p.a If you pay 38% tax (33% from 1 October) |
| 6 months |
4.50% p.a. |
5.00% p.a If you pay 38% tax (33% from 1 October) |
| 1 year |
5.20% p.a. |
5.58% p.a If you pay 38% tax (33% from 1 October) |
Note: Rates for term deposits (PIE deposit rates not included) of $250,000 and over are available by calling 0800 22 33 10. You can also apply at any Kiwibank branch.
|
| Home Loan |
Current rates p.a. |
| Variable |
6.15%* |
| Capped |
6.50%** |
| Revolving |
6.15% |
| 6 month fixed |
6.35% |
| 1 year fixed |
6.45% |
| 18 month fixed |
6.69% |
| 2 year fixed |
6.69% |
| 3 year fixed |
7.19% |
| 4 year fixed |
7.45% |
| 5 year fixed |
7.75% |
* For all Bridging loans, the interest rate will be 1% above Kiwibank’s variable interest rate.
** This rate is the current capped variable rate limit for one year. |
|
| Overdraft |
Current rates p.a. |
| Secured |
12.90% |
| Authorised |
16.90% |
| Unauthorised |
22.00% |
| Credit Card |
Current rates p.a. |
| Go Fly CC-Purchases - $0+ |
18.90% |
| Go Fly CC-Cash advances - $0+ |
21.90% |
| Low Rate MasterCard |
12.90% |
| MasterCard Zero |
15.90% |
| MasterCard Gold |
16.90% |
| Business MasterCard |
16.90% |
|