Goal Tracker makes it easy to keep an eye on your goals.
Here’s a few other great tools to make saving easy:
One of the easiest ways to save money can be to understand what banking fees you’re paying every month, and figure out what you can do to avoid them. Check out our tips on how to avoid fees.
KiwiSaver is a simple and affordable way to save for your retirement. It’s voluntary but comes with a lot of great incentives to join up, including employer contributions and if you’re eligible, member tax credits from the government (note that availability of member tax credits are set by legislation and could be changed or suspended at any time). It makes saving easier as well, because the money you contribute comes directly out of your pay before you receive it.
Making a decision about joining a KiwiSaver scheme is an important one. As with any investment, it makes sense to do your homework and choose a scheme that best suits your individual needs.
The Kiwi Wealth KiwiSaver Scheme, which we distribute, works in an open and transparent way, so you can go online, at any time, and know exactly where your money is invested and how it’s performing.
More on KiwiSaver:
Explaining underinsurance in New Zealand, Massey University 2011.
One of the first things you should think about saving is an emergency fund - enough to cover you for at least three months' expenses is a good amount.
Insurance can help protect you too. There are different options depending on your needs and circumstances - talk to our team to figure out what's best for you.
The different types of insurance we can arrange are:
It’s the classic Kiwi dream, but it takes a fair bit of determination to get there. Whether you’re looking for your first home or wanting to refinance, we can help.
Handy tips for buying a new home:
This is intended as general information only. It does not take into account your financial situation and goals and is not personal advice. For advice about your particular circumstances please see a financial adviser, or make an appointment with a Kiwibank Wealth Adviser. A disclosure statement required under the Financial Advisers Act 2008 is available, free of charge, from your Kiwibank Wealth Adviser or on request by calling 0800 529 325.
Download the Product Disclosure Statement for the Kiwi Wealth KiwiSaver Scheme (PDF 650.1 kB) or pick up a copy from your local Kiwibank.
Kiwi Wealth Limited is the Issuer and Manager of the Kiwi Wealth KiwiSaver Scheme (the Scheme) and is a related company of Kiwibank Limited. Kiwibank is a distributor but is not an issuer of the Scheme. Investments made in the Scheme do not represent bank deposits or other liabilities of Kiwibank and neither they nor any other person guarantees the repayment of members’ interests in the Scheme or the payment of any earnings or returns on investment in the Scheme. Investments in the Scheme are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances and loss of investment value.
Download Kiwibank Limited’s Disclosure Statement (PDF 334.6 kB) or pick up a copy from your local Kiwibank.