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Personal loans and car loans

The following are the fees and costs you pay on personal loans and car loans:

Administration fee	What you’ll pay to cover the administration costs on your loan. $250 for a personal loan. $275 for a car loan.
Early repayment fee	When you repay your loan in full early. $10.
Late payment fee	If you don’t pay an amount when due under your loan. $35 per late payment.
Payment handling fee	When a payment to your loan account is made in cash. $1.50 per payment.

Personal loans and car loans are provided by GE Finance and Insurance trading as GE Money. Kiwibank may receive a commission for referring a personal loan or car loan to GE Money. GE Money’s lending criteria, terms and conditions, and fees apply. Fees effective as at 1 April 2013. Fees subject to change.