Personal loans and vehicle finance

The following are the fees and costs you pay on personal loans and vehicle finance:

Administration fee

What you’ll pay to cover the administration costs on your loan.

$250 for a personal loan.

$275 for a vehicle finance loan.
Early repayment fee

When you repay your loan in full early.

$10.
Late payment fee

If you don’t pay an amount when due under your loan.

$35 per late payment.
Payment handling fee

When a payment to your loan account is made in cash.

$1.50 per payment.

Fees effective as at 1 November 2011. Fees subject to change. Kiwibank’s personal loans and vehicle finance are provided through our personal loans and vehicle finance partner, GE Finance and Insurance.