Manage your finances using heaps!

heaps! is a personal financial management service brought to you by Kiwibank. It's free for you to use and will help you track and categorise your spend, set spending targets and set and manage financial goals.

You need internet banking to be able to use heaps! - if you haven't already, register for internet banking now.

Features:

  • Categorise your spending – heaps! pulls together your transactions from across your Kiwibank accounts and helps you to sort them into categories, so you can see what you've been spending your money on!
  • Set spending targets – With your spending categorised, you can see how much you actually spend on each category, and then set realistic spending targets.
  • Set and manage goals – Most of us have goals, like paying off the credit card or saving for a deposit on a house. With heaps! you can set these goals up, tie them to your budget and then track your progress towards reaching them.

How do I get heaps!?

Before you can start using heaps! you'll need to be a Kiwibank customer and signed up to use internet banking. To become a Kiwibank customer please visit your local Kiwibank to open your account or begin the join process online.

If you're a Kiwibank customer, when you log into internet banking you'll see the following message at the top of your screen:

Hi John, do you want to save more, spend less and reach those goals youv'e been aiming for? heaps! could be just what you need. It's Kiwibank's free, easy to use budget and goal setting tool that's linked to your internet banking. Sign up now!

Select the "Sign up now!" link and you can begin the sign up process. Once you sign up, we'll transfer your transaction data into heaps!. You can then use it to quickly and easily categorise your transactions, set a budget and set up goals.

After I've registered for heaps! how do I log in?

You'll access heaps! through internet banking using a button on the main accounts page. It looks like this:

heaps! more out of life