Planning your next big trip? We Kiwis love to travel - and there's plenty of distance to cover between here and the rest of the world!
If you're getting ready to take off, check out our tips and tools to help you get off the ground.
Don't forget that Kiwibank has a range of international services, including foreign currency, Cash Passports and travel insurance to help you get sorted.
We can also make it easier to save for your trip - check out our savings and investment accounts.
The trick is to save as much as you can before you leave, and stick to a budget while you're away.
Check out the cost of flights, accommodation, and car hire. Estimate how much you'll spend on food each day, and how much you'll need for shopping, souvenirs and gifts. Don't forget to convert the funds into the currency of your destination.
Be prepared to consider other options, such as a shorter break or a cheaper destination, if it means avoiding debt.
Foreign countries mean foreign currency - and the NZ dollar doesn't always stretch as far as we'd like. Luckily, with Kiwibank you've got plenty of options when it comes to paying for things overseas.
An unfortunate fact of life is that sometimes things can go wrong. Make sure you're covered for emergencies while travelling, with protection from a good travel insurance policy.
Familiarise yourself with the emergency number in the country you're travelling in, and make copies of all your important documents. This will make it easier to replace them if they're lost or stolen.
If you're heading off on your OE, here are a few useful websites to help you out.
Working holiday schemes - Ministry of Foreign Affairs and Trade
The Visa Debit Card is not available for business banking purposes, companies, trusts or organisations. Kiwibank's terms and conditions and lending criteria apply. Cash Passport is an unsecured debt security issued by Interpayment Services Limited, a member of the Travelex Group. The Cash Passport is not guaranteed by any member of the Travelex Group. A prospectus is available for the Cash Passport and this can be obtained from your nearest Kiwibank branch or online at www.travelex.co.nz. Important conditions and exclusions are set out in the policy wording. Instant Insurance for Travel is arranged by New Zealand Post and is issued by TOWER Insurance Limited.