Kiwibank’s Tertiary Pack is loaded with good stuff for students:
Students know how to make a little go a long way. We can help you manage your money on a shoestring.
Budgeting can be tricky, especially when you’re living on a student allowance. A budget puts you in control, and helps you figure out how much you’ll need tomorrow, next week or next month.
Our online budgeting tool, heaps!, is free and easy to access through internet banking. It helps you see what you’re spending your money on, and you can set targets and track how you’re going against your goals. You can use it with any of your accounts including your Tertiary Pack or Back–up Saver account. You can even use it you’re not a Kiwibank customer.
For heaps of useful information and other handy stuff, check out Sorted. Sorted has different tools to help you with all areas of your financial life.
It pays to apply for student loans and allowances well ahead of time. You can apply online on the StudyLink website. Even if you get an allowance, think about working part–time or in your holidays. The less student debt you have, the easier life will be down the track.
To be eligible for the Tertiary Pack, you must be studying full or part-time at a New Zealand University, Polytech, Industry Training Organisation or NZQA approved place of study for a minimum of one year. To be eligible for a Kiwibank Low Rate MasterCard or interest free overdraft, you need to be aged 18 or over, be a permanent New Zealand resident, have a good credit history and have any income paid to your Kiwibank account. Service fees may apply. Download Kiwibank’s Disclosure Statement (PDF 167.9 kB) or pick up a copy at your local Kiwibank.