Classic
Classic is straightforward and easy - great if you’d rather leave some of the investment decisions to us.
You choose one of our three actively managed multi-sector funds, or our single-sector Cash Fund, and that’s where your contributions will be invested.
Fund options
The three multi-sector funds available through Classic are:
Conservative Fund (PDF 166 KB)- Balanced Fund (PDF 167 KB)
- Growth Fund (PDF 167 KB)
These funds invest in a combination of investment types and geographic areas, providing diversification. This means if one part of the investment is under-performing, the other part(s) may compensate with an over-performance.
The Cash Fund (PDF 164 KB) may suit you if you expect to withdraw funds in the near future, e.g. if you’re likely to make a first home withdrawal or you’re close to your qualifying date, or if you’re a defensive investor who prefers low-risk investments. That’s because the returns from the Cash Fund are expected to be steady, similar to what you’d get in a bank deposit.
Need help?
If you’ve decided on Classic, our Wealth Advisers can help. They’ll take the time to get to know your goals and your approach to risk and return, and help you choose the Fund that’s right for you and your future.
To find out more or to make an appointment, please contact your local Kiwibank Wealth Adviser.
Conditions
A disclosure statement required under the Financial Advisers Act 2008 is available, free of charge, from your Kiwibank Wealth Adviser or on request by calling 0800 529 325. The issuer of the Kiwibank KiwiSaver Scheme is Trustees Executors Superannuation Limited and the promoters are Kiwibank Investment Management Limited, Kiwibank Limited and their directors. Units in the Kiwibank KiwiSaver Scheme do not represent deposits or other liabilities of Kiwibank Limited. Download the Investment Statement (PDF 2.3 MB) for the Kiwibank KiwiSaver Scheme or pick up a copy from your local Kiwibank.