• You can break up to 20% of the invested principal at any time without incurring any penalty interest charges
  • You can break as many times as you need as long as 80% of the invested principal remains invested
  • There’s a regular interest payment option available on all Access Term Deposits
  • All Kiwibank Term Deposits invested for 2 years or longer automatically qualify as Access Term Deposits.
  • Find out more about our term deposit rates and fees.
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