Investment options
We’ve got lots of investment options to help you get your ideal mix of accessibility, risk and return.
Online Call (PIE version available)
The anytime access option
Start building up your investment or keep a portion of it on hand for a rainy day.
Notice Saver
The in between option
Earn a higher return without being locked into a fixed term - just give 32 days notice to access it.
Term Deposits (PIE version available)
The lock-away option
Lock your funds away until you need them or manage your income with varying terms.
Access Term Deposits
The just in case option
You get great rates with anytime access to 20% of your initial deposit – no questions asked.
Investment portfolio
The next step
Take a look at our options for diversifying your portfolio.
KiwiSaver
The long term plan
It’s never too early or too late to save for retirement.
What’s a PIE?
Portfolio Investment Entities, or PIEs, have special tax rules and a maximum tax rate of 28%. So if your marginal tax rate is 30% or 33%, our Notice Saver, PIE Online Call Fund and PIE Term Deposit Fund are tax efficient ways of investing. More about PIE
Conditions
Download Kiwibank’s 
Disclosure Statement (PDF 1.7 MB) or pick up a copy at your local Kiwibank.