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Term Deposit

Term Deposit
Current rates p.a.
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Specials:

Term Deposits
4.40% p.a. for 200 days | Minimum investment $10,000 | Interest at maturity

Interest paid at maturity
Term $1,000+$5,000+$10,000+$50,000+
30 days N/A3.15%3.25%3.25%
60 days N/A3.15%3.25%3.25%
90 days 2.00%3.40%3.50%3.50%
100 days 2.00%3.40%3.50%3.50%
120 days 2.00%3.40%3.50%3.50%
150 days 2.00%3.40%3.50%3.50%
6 months 2.00%3.90%4.00%4.00%
200 days 2.00%4.30%4.40%4.40%
9 months 2.00%3.75%3.85%3.85%
1 year 2.00%4.40%4.50%4.50%
2 years 2.00%4.65%4.75%4.75%
3 years 2.00%4.90%5.00%5.00%
4 years 2.00%5.40%5.50%5.50%
5 years 2.00%5.65%5.75%5.75%
Interim Interest options
1 year 2.00%4.35%4.45%4.45%
2 years 2.00%4.55%4.65%4.65%
3 years 2.00%4.70%4.80%4.80%
4 years 2.00%5.05%5.15%5.15%
5 years 2.00%5.15%5.25%5.25%
Access Term Deposit
Current rates p.a.
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Interest paid at maturity
Term $1,000+$5,000+$10,000+$50,000+
2 years 2.00%4.65%4.75%4.75%
3 years 2.00%4.90%5.00%5.00%
4 years 2.00%5.40%5.50%5.50%
5 years 2.00%5.65%5.75%5.75%
Interim Interest options
2 years 2.00%4.55%4.65%4.65%
3 years 2.00%4.70%4.80%4.80%
4 years 2.00%5.05%5.15%5.15%
5 years 2.00%5.15%5.25%5.25%
PIE Term Deposit
Current rates
Effective rate
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90 days 3.50% p.a. 3.76% p.a. if you pay tax at the top marginal rate
100 days 3.50% p.a. 3.76% p.a. if you pay tax at the top marginal rate
120 days 3.50% p.a. 3.76% p.a. if you pay tax at the top marginal rate
150 days 3.50% p.a. 3.76% p.a. if you pay tax at the top marginal rate
6 months 4.00% p.a. 4.30% p.a. if you pay tax at the top marginal rate
200 days 4.40% p.a. 4.73% p.a. if you pay tax at the top marginal rate
9 months 3.85% p.a. 4.14% p.a. if you pay tax at the top marginal rate
1 year 4.50% p.a. 4.84% p.a. if you pay tax at the top marginal rate
Notice Saver
Current rates p.a.
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Notice Period $0 – $1,999$2,000+
32 days N/A3.80%
90 days N/A4.35%

Online Call

Online Call
Current rates p.a.
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$0 – $1,999 0.00%
$2,000+ 3.15%*
PIE Online Call*
Current rates
Effective rate
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Bonus return - earned if no withdrawals are made during the month (Class A) 3.15% p.a. 3.39% p.a. if you pay tax at the top marginal rate
Base return - earned if a withdrawal is made during the month (Class B) 2.40% p.a. 2.58% p.a. if you pay tax at the top marginal rate

Conditions

Rates are subject to change.

Download Kiwibank Limited’s Disclosure Statement (PDF 185.6 kB) or pick up a copy from your local Kiwibank.

Download Kiwibank’s Investment statement for Term Deposits (PDF 1.5 kB) or pick up a copy from your local Kiwibank.

Units in the Kiwibank PIE Online Call Fund, Kiwibank PIE Term Deposit Fund and Kiwibank Notice Saver are distributed by Kiwibank Limited and are issued by Kiwibank Investment Management Limited. Download the Investment Statement for Kiwibank PIE Online Call Fund, Kiwibank PIE Term Deposit Fund and Kiwibank Notice Saver (PDF 1.4 kB) or pick up a copy from your local Kiwibank.

>Minimum initial investment for the Balanced Fund, Conservative Fund, Growth Fund and the Responsible Investment Leaders Balanced Fund through the Kiwibank Investment Portfolio is $5,000 per fund, and minimum $500 per fund after that. The Balanced Fund, Conservative Fund, Growth Fund and the Responsible Investment Leaders Balanced Fund offered through the Kiwibank Investment Portfolio are distributed by Kiwibank Investment Management Limited and are issued by AMP Investment Management (N.Z.) Limited. Download the Investment Statement for the Kiwibank Investment Portfolio or call 0800 529 325. Investments in the Balanced Fund, Conservative Fund, Growth Fund or Responsible Investment Leaders Balanced Fund offered through the Kiwibank Investment Portfolio do not represent deposits or other liabilities of Kiwibank Limited. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value. No person, including Kiwibank Limited, guarantees the performance of the Kiwibank Investment Portfolio, including the redemption of capital invested by any investor.