You could save up to $2,000 with our refinancing package. Here's how:
Our refinancing package is completely free for residential property loans that tick the following boxes:
If you're using an apartment, townhouse or leasehold property as your security, you'll need to obtain and pay for a registered valuation. If not, Kiwibank's refinancing package won't cost you a cent.
The refinancing package is not available for business banking customers.
Your existing lender may charge break costs or discharge fees and these are not covered as part of the refinancing package. If you want to use your own solicitor, you can still use the refinancing package, but your solicitor's fees and costs are not covered as part of the refinancing package. You will need your own solicitor if the loan cannot be transferred to Kiwibank without changing who owns the security, where the refinancing documentation is signed under a power of attorney or where the refinancing forms part of a series of same day transactions.