Kiwibank.
Available where you have minimum 30% equity in the property provided as security, otherwise 5.65% applies
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Talk to us now – we’re standing by
If you’re ready to apply, just want to talk to us, or would like us to get back to you later, we’ve got your options covered.
Apply now
Apply online now and your home loan could be conditionally approved within 60 seconds. It’s the fastest, easiest way to get your home loan sorted.
We’ll let you know whether or not your loan’s been conditionally approved straight away, and either way a home loan specialist will be in touch by the end of the next business day.
Or you can download a home loan application form and send it to us:
Home loan application (PDF 184 KB)- Home loan top-up application (PDF 80 KB)
At your place
Our Mobile Mortgage Managers will come to you, wherever you are.
Choose your location to find your nearest Mobile Mortgage Manager.
At your local Kiwibank
You can make an appointment with a Banking Consultant in many Kiwibank locations throughout New Zealand – please note though, they’re not at every Kiwibank.
Choose your location to find your nearest Banking Consultant.
Over the phone
Just call 0800 523 523 (or 0800 000 654 if you already have accounts with us) and speak to one of our home loan specialists. Together we’ll work through your requirements and you can even complete the whole process by phone. Phone lines are open Monday to Friday, 8am to 6pm.
Get us to contact you
If you're coming off a fixed rate in the next few months, or you’re just not quite ready to talk to us yet, you can fill in the online form and we’ll be in touch when it suits you – just let us know when’s best.