If your fixed rate's coming up for renewal, now's the perfect time to talk to us. It's simple to switch your home loan to Kiwibank with easyswitch. We'll help with all the hard work and even better, it won't cost you a cent with our free refinancing package*.
Our home loan specialists can come to you — whenever and wherever suits, you can visit them at many Kiwibank locations, or you can call us and do everything over the phone.
With a Kiwibank Home Loan, you'll get:
This is all part of an overall deal that won't be beaten by the big banks for at least the first six years of your loan, and that's guaranteed**. Or we'll beat the difference.
To see what you could save by switching to Kiwibank, use our home loan calculator. Check out what your repayments might be, and how quickly you could pay your loan off.
We'll take care of moving your home loan from your existing bank. We'll help:
We can also arrange House, Contents and Vehicle Insurance easily over the phone before you draw down your loan. We also recommend you protect your family with Kiwibank's personalised loan insurance.
Want to find out more or apply?
*The refinancing package is free if your loan is over $50,000, less than 80% of the current market value of the residential properties provided as security, transferred to Kiwibank without changing who owns the properties and secured by no more than two securities, if the refinancing documentation is not signed under a power of attorney and if the refinancing does not form part of a series of same day transactions. If you are using an apartment, townhouse or leasehold property as your security, you will need to obtain (and pay for) a registered valuation. The refinancing package is not available for business banking customers.
**Kiwibank Home Loans are guaranteed to save you money on the overall cost of your home loan over the first six years compared with any equivalent home loan from any other bank with branches nationwide. Or we'll beat the difference.
Your existing lender may charge break costs or discharge fees and these are not covered as part of the refinancing package. If you want to use your own solicitor, you can still use the refinancing package, but your solicitor's fees and costs are not covered as part of the refinancing package. You will need your own solicitor if the loan cannot be transferred to Kiwibank without changing who owns the security, where the refinancing documentation is signed under a power of attorney or where the refinancing forms part of a series of same day transactions. Download Kiwibank's Disclosure Statement or pick up a copy from your local Kiwibank. Kiwibank's terms and conditions and lending critera apply. Important conditions and exclusions are set out in the policy wording. Kiwibank Loan Insurance is arranged by Kiwibank and is issued by Kiwi Insurance Limited, which is a wholly-owned subsidiary of Kiwibank. Kiwi Insurance Limited's latest financial statements are available from level 6, 155 The Terrace, Wellington. Kiwi Insurance Limited has elected not to have a current rating under the Insurance Companies (Ratings and Inspections) Act 1994. kiwibank House, Contents and Vehicle Insurance is arranged by Kiwibank and is arranged by Kiwibank and is issued by TOWER Insurance Limited.
