standard variable rate
our standard variable rate for one year.
based on our current rates.
standard variable rate
all fixed rates
on a case-by-case basis.
If you’re a new Kiwibank Home Loan customer or you’re looking to top up your home loan with us, and you live in Canterbury, we can organise to have a free home energy check assessor visit your home. They’ll check out your insulation, water and space heating, lighting, glazing and ventilation. They’ll make recommendations about what improvements could benefit your home the most. They’ll also advise what subsidies may be available to you.
We know everyone’s situation is different, and we want to help however we can. Talk to one of our Mobile Mortgage Managers to find out how we might be able to help you – whether you’re trying to make repairs, move on, or just make ends meet. Arrange for a Mobile Mortgage Manager to come to your place.Mobile Mortgage Managers in Christchurch
Install a system that produces renewable energy (like solar panels to heat your hot water), and we’ll kick in some cash to help you pay it off faster. Perfect if you’re building, or if you’re worried about increasing power prices or relying on the grid in the future.
Got a legal issue or question? As a Kiwibank home loan customer, you can use a free confidential email service to contact a solicitor.
The minimum loan amount of a Kiwibank Sustainable Energy Loan is $5,000. The system purchased with your Kiwibank Sustainable Energy Loan must be commercially available to the general public, supplied and installed by a member of the Sustainable Electricity Association of New Zealand or Solar Association of New Zealand, and have at least a 10 year manufacturer’s warranty. Kiwibank’s lending criteria, terms and conditions, and fees apply. Interest rates subject to change. House, Contents and Vehicle Insurance is provided by TOWER Insurance Limited, and TOWER Insurance Limited is solely responsible for any claims under the policy. Kiwibank Limited does not guarantee the obligations of, or any products provided by, TOWER Insurance Limited. Kiwibank Limited may receive a commission on any policy it arranges. Important terms, conditions and exclusions are set out in the House, Contents and Vehicle Insurance Policy wording, which is available at www.kiwibank.co.nz.
Home energy checks are only available to customers living in Canterbury who are taking out new home loans or topping up their home loan with Kiwibank. Home energy checks are not available to existing home loan customers.
Kiwibank lending criteria, terms and conditions, and fees apply.
TOWER Insurance Limited has a financial strength rating of A- (Excellent) as at 25 July 2013 from A.M. Best Company.