These calculators are intended to provide you with an indication only and is based on the limited information provided by you. It does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria, terms and conditions, and it is important to note that fees may apply and that interest rates are subject to change

All banks, including Kiwibank, are subject to Reserve Bank restrictions on lending over 80% of a property’s value. This may affect the outcome of any application you make

Offset Mortgage is not available to companies, trusts or sole traders.