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Home loan options
At Kiwibank, we’ll tailor your mortgage to suit your needs. We offer home loans for a number of purposes – buying a new home, refinancing, investing in residential property, building a house, consolidating debts, renovations, bridging loans and more.
Depending on your circumstances, one of these home loans will be ideal for you:
- Kiwibank Home Loan – this is the best option for most of our home loan customers and allows you to borrow up to 95% of the property’s value
- Welcome Home Loan for first home buyers with little or no deposit.
Each type of loan has different repayment options (table, interest only, revolving credit), and different interest rate options:
If you’d like a hand making sure your loan’s structured the best way to suit your needs, one of our home loan specialists can work through it with you.
